2328 Pepper Loop, Valparaiso, IN 46385 Property Records

Porter County property record for 2328 Pepper Loop, Valparaiso, IN 46385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 2022
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on File
Tax Bill	$4,990 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-09-15-127-012.000-004`

Property Details

APN / Parcel Number

Primary APN	`64-09-15-127-012.000-004`
Alternative APN	`00037208273`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,664 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,538 sqft (0.196 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00037208273
Street Address	2328 PEPPER LOOP
City	VALPARAISO
State	IN
Zip	46385-0036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEPPER RIDGE LOT C-14 .196A
Legal Subdivision	PEPPER RIDGE
Legal Lot Number	C
Jurisdiction	PORTER IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2030
Census Tract	50603

Owner

Source: Porter County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2328 PEPPER LOOP, VALPARAISO, IN 46385-0036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Oct 19, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CENTIER BANK
Apr 13, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 3, 2024
Deed Sale	Sep 3, 2024
Prior Sale	Oct 19, 2022 · Amount on Record
Deed Document Number	2022-022482
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	2328 PEPPER LOOP, VALPARAISO, IN 46385-0036
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013528
Date	Jun 17, 2022
Instrument	2022-013528

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 13, 2023

Interest

Rate Type	Adjustable Rate

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Oct 19, 2022
Property Address	2328 PEPPER LOOP, VALPARAISO, IN 46385-0036
Document Number	0000022482
Map Reference	DOC 2018-001111
Instrument Date	Oct 4, 2022
Instrument	2022-022482
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 25, 2023
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2328 PEPPER LOOP, VALPARAISO, IN 46385-0036

Mortgage

Document Number	0000022483
Date	Oct 19, 2022
Instrument	2022-022483

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Apr 13, 2022
Property Address	2328 PEPPER LOOP, VALPARAISO, IN 46385-0036
Document Number	0000008222
Map Reference	DOC 2018-001111
Instrument Date	Apr 6, 2022
Instrument	2022-008222
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	359 FRANKLIN ST, VALPARAISO, IN 46383-5431
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Center Township
Municipality	Valparaiso City
Unified School District	Valparaiso Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$419,400 (+11.22%) Land $73,500 Building $345,900	$419,400 (+11.22%) Land $73,500 Building $345,900
2024	$4,990.00 (+6.6%)
2023	$4,681.00 (+155,933.33%)	$377,100 Land $53,500 Building $323,600	$377,100 Land $53,500 Building $323,600
2022	$3.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALPARAISO DEPARTMENT OF WATER WORKS serves 36,000 people · EPA ID IN5264029
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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