2421 Madison Ave, Covington, KY 41014 Property Records

Kenton County property record for 2421 Madison Ave, Covington, KY 41014

Property Summary

Property TypeFast Food Restaurant
Details2,036 sqft · built 1969
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on File
Tax Bill$3,180 (2025)
Deeds & MortgagesNov 2025 Mortgage
Nov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN055-23-13-002.00

Property Details

APN / Parcel Number

Primary APN055-23-13-002.00

Interior

Building Area2,036 sqft Finished Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area12,632 sqft (0.29 acres)

Location & Zoning

Street Address2421 MADISON AVE
CityCOVINGTON
StateKY
Zip41014-1665
Property CategoryCommercial
Property TypeCommercial > Retail > Fast Food Restaurant
Legal DescriptionMADISON AVE LD CO LOTS 2-3 100' WS MADISON 200' S 24TH
Legal SubdivisionMADISON AVE LAND & IMP CO
Legal Lot Number2-3
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2006
Census Tract61100

Owner

2421 Madison Ave, a commercial property, is owned by a company that acquired it in November 2025.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address733 MONMOUTH ST, NEWPORT, KY 41071-1812
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Deed of Trust, Mortgage · Commercial Mortgage
DIXIE CHILI INCORPORATED
Nov 13, 2025Warranty Deed, Transfer · Commercial Mortgage
STOCK YARDS BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2025
Deed SaleNov 13, 2025
Deed Document Number202548
Deed Book / Page374 / 38
Prior Transfer DateNov 7, 2025
Prior Transfer Doc0005900048
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2421 MADISON AVE, COVINGTON, KY 41014-1665
Transaction TypeMortgage
Record UpdatedDec 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address733 MONMOUTH ST, NEWPORT, KY 41071-1812

Mortgage

Document Number0005900142
DateNov 13, 2025
Book PageKCM 706/21
Instrument25111305900142
Lender
NameDIXIE CHILI INCORPORATED
TypeNon-Lending Institution
AddressCINCINNATI, OH 45206
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term122 Months
DueDec 31, 2035

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 13, 2025
Property Address2421 MADISON AVE, COVINGTON, KY 41014-1665
Document Number0005900048
Book / PageKC 374 / 38
Instrument DateNov 7, 2025
Instrument25111305900048
Transaction TypeTransfer
Record UpdatedDec 3, 2025
Title CompanyCENTRAL LAND TITLE AGENCY COMPANY, CENTRAL LAND TITLE AGENCY CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address733 MONMOUTH ST, NEWPORT, KY 41071-1812

Transferred To (Grantee/Buyer)

NameVerified Name
Address733 MONMOUTH ST, NEWPORT, KY 41071-1812

Mortgage

Document Number0005900049
DateNov 13, 2025
Instrument25111305900049
Lender
NameSTOCK YARDS BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueNov 7, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 2421 Madison Ave was $3,180.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$375,000 (+56.25%) Land $70,000 Building $305,000$375,000 (+56.25%) Land $70,000 Building $305,000
2025$3,180.00$240,000 Land $70,000 Building $170,000$240,000 Land $70,000 Building $170,000
2023$3,196.00$240,000 Land $70,000 Building $170,000$240,000 Land $70,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2421 Madison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2421 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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