2421 Copper Mountain Ter, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2421 Copper Mountain Ter, Silver Spring, MD 20906

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,200 sqft · built 1996
Lot Size	0.04 acres (1,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Mar 2023)
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-02987333`

Property Details

APN / Parcel Number

Primary APN	`13-02987333`
Alternative APN	`02987333`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Living Area
1st Floor Area	880 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,760 sqft (0.04 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02987333
Street Address	2421 COPPER MOUNTAIN TER
City	SILVER SPRING
State	MD
Zip	20906-6218
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRC
Legal Description	LONGMEAD
Legal Subdivision	LONGMEAD
Legal Block	M
Legal Lot Number	51
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2001
Census Tract	703221

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2421 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Special Warranty Deed, Transfer · Conventional Mortgage BANK-FUND STAFF FCU
Jan 13, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Prior Sale	Oct 23, 2002 · Amount on Record
Deed Book / Page	66807 / 224
Prior Transfer Date	Dec 28, 2022
Prior Transfer Doc	0666590121
Record Updated	Sep 20, 2026

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 13, 2023
Property Address	2421 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6218
Document Number	0668070224
Book / Page	66807 / 224
Map Reference	MB 167 PL 18791
Instrument Date	Mar 6, 2023
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10745 TAYLOR FARM RD, WOODSTOCK, MD 21163-1404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2421 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6218

Mortgage

Document Number	0066807235
Date	Mar 13, 2023
Instrument	66807/235

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 13, 2023
Property Address	2421 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6218
Document Number	0666590121
Book / Page	66659 / 121
Map Reference	MB 167 PL 18791
Instrument Date	Dec 28, 2022
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10745 TAYLOR FARM RD, WOODSTOCK, MD 21163-1404

Mortgage

Document Number	0066659125
Date	Jan 13, 2023
Instrument	66659/125

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2421 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6218
Document Number	0543080182
Book / Page	054308 / 000182
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Jun 2, 2017
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 COPPER MOUNTAIN TER SILVER SPRING MD 209066218, SILVER SPRING, MD 20906-6218

Mortgage

Document Number	0543080182
Date	May 17, 2017
Book Page	054308/000182

Lender

Name	SOFI LNDG
Address	HEALDSBURG, CA 95448

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 16, 2032

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,433 (+9.62%)	$577,700 (+28.86%) Land $125,000 Building $452,700
2025	$4,905.00 (-7.47%)	$448,300 (+9.1%) Land $125,000 Building $323,300	$448,300 (-) Land $125,000 Building $323,300
2024	$5,301.00 (+33.76%)
2023		$410,900	$448,300 Land $125,000 Building $323,300
2022	$3,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Copper Mountain Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures