2415 Copper Mountain Ter, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2415 Copper Mountain Ter, Silver Spring, MD 20906

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,200 sqft · built 1996
Lot Size	0.053 acres (2,320 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Apr 2006)
Tax Bill	$6,278 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02987366`

Property Details

APN / Parcel Number

Primary APN	`13-02987366`
Alternative APN	`02987366`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Living Area
1st Floor Area	880 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,320 sqft (0.053 acres)
Porch	Open Porch
Porch Area	35 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02987366
Street Address	2415 COPPER MOUNTAIN TER
City	SILVER SPRING
State	MD
Zip	20906-6218
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRC
Legal Description	LONGMEAD
Legal Subdivision	LONGMEAD
Legal Block	M
Legal Lot Number	54
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2001
Census Tract	703221

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2415 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2006 · Amount on Record
Deed Sale	Apr 21, 2006 · Amount on Record
Prior Sale	Jun 19, 1996 · Amount on Record
Deed Document Number	200647564
Deed Book / Page	32183 / 724
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2415 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6218
Transaction Type	Mortgage
Record Updated	Oct 10, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6218

Mortgage

Document Number	0663040105
Date	Sep 29, 2022
Book Page	66304/105

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jun 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2415 COPPER MOUNTAIN TER, SILVER SPRING, MD 20906-6218
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 VIRGINIA DR 125, 125, FORT WASHINGTON, PA 19034-3235

Mortgage

Document Number	0651410174
Date	Jan 28, 2022
Book Page	65141/174

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,600 (+1%)	$522,800 (+3.01%) Land $125,000 Building $397,800
2025	$6,278.00 (+54.78%)	$507,500 (+16.34%) Land $125,000 Building $382,500	$507,500 (-) Land $125,000 Building $382,500
2023		$436,233	$507,500 Land $125,000 Building $382,500
2022	$4,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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