2421 Cascade Trl, Cool, CA 95614 Property Records

El Dorado County property record for 2421 Cascade Trl, Cool, CA 95614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,000 (Feb 2025)
Tax Bill	$3,314 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073-362-001-000`

Property Details

APN / Parcel Number

Primary APN	`073-362-001-000`
Alternative APNs	`07336201100` `0733620110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2421 CASCADE TRL
City	COOL
State	CA
Zip	95614-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	L 1206 AUBURN LK TRLS 5
Legal Subdivision	AUBURN LK TRLS 5
Legal Lot Number	1206
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4020
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 53, COOL, CA 95614-0053
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 6, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	May 13, 2015 · Amount on Record
Deed Document Number	20254648
Prior Transfer Date	May 15, 2018
Prior Transfer Doc	0000019700
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2421 CASCADE TRL, COOL, CA 95614-2620
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6600 BARALEE LN, PLACERVILLE, CA 95667-9604

Mortgage

Document Number	0000072782
Date	Nov 24, 2021
Instrument	2021-0072782

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	May 23, 2018
Property Address	2421 CASCADE TRL, COOL, CA 95614-2620
Document Number	0000019700
Instrument Date	May 15, 2018
Instrument	19700
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 CASCADE TRL COOL CA 956142620, COOL, CA 95614-2620

Mortgage

Document Number	19701
Date	May 23, 2018
Instrument	19701

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 6, 2018
Property Address	2421 CASCADE TRL, COOL, CA 95614-2620
Document Number	0000004445
Instrument Date	Nov 28, 2017
Instrument	4445
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2421 CASCADE TRL COOL CA 956142620, COOL, CA 95614-2620

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$447,780 (+46.11%) Land $134,640 Building $313,140
2025	$3,314.00 (+7.74%) Homeowner's exemption	$306,461 (+4.04%) Land $90,133 Building $216,328
2023	$3,076.00 (+1.55%) Homeowner's exemption	$294,563 Land $86,634 Building $207,929
2022	$3,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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