2378 Cascade Trl, Cool, CA 95614 Property Records

El Dorado County property record for 2378 Cascade Trl, Cool, CA 95614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,831 sqft · built 1994
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jun 2026)
Tax Bill	$4,449 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`073-611-010-000`

Property Details

APN / Parcel Number

Primary APN	`073-611-010-000`
Alternative APNs	`07361110100` `0736111010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,831 sqft Living Area
1st Floor Area	1,831 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Lot Area	14,375 sqft (0.33 acres)
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,831 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	2378 CASCADE TRL
City	COOL
State	CA
Zip	95614-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 1135 AUBURN LK TRLS 5
Legal Subdivision	AUBURN LK TRLS 5
Legal Lot Number	1135
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4014
Census Tract	30601

Owner

Source: El Dorado County assessment roll, as of August 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2378 CASCADE TRL, COOL, CA 95614-2603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jun 12, 2026	Grant Deed, Transfer · Conventional Mortgage OLD REPUBLIC TITLE
May 11, 2021	Intrafamily Transfer, Transfer
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Feb 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Jan 27, 2017	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Jan 27, 2017 · Amount on Record
Deed Document Number	202619164
Prior Transfer Date	May 7, 2021
Prior Transfer Doc	0000032333
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2378 CASCADE TRL, COOL, CA 95614-2603
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2378 CASCADE TRL, COOL, CA 95614-2603

Mortgage

Document Number	0000031301
Date	Oct 31, 2024
Instrument	2024-0031301

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 12, 2026
Property Address	2378 CASCADE TRL, COOL, CA 95614-2603
Document Number	0000019164
Instrument Date	Jun 9, 2026
Instrument	202619164
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$62,771.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2378 CASCADE TRL, COOL, CA 95614-2603

Mortgage

Document Number	0000019165,
Date	Jun 12, 2026
Instrument	202619165

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	May 11, 2021
Property Address	2378 CASCADE TRL, COOL, CA 95614-2603
Document Number	0000032333
Map Reference	MB E PG 85
Instrument Date	May 7, 2021
Instrument	2021-0032333
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2378 CASCADE TRL, COOL, CA 95614-2603

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2378 CASCADE TRL, COOL, CA 95614-2603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2378 CASCADE TRL, COOL, CA 95614-2603

Mortgage

Document Number	0000000038
Date	Jan 4, 2021
Instrument	2021-0000038

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2378 CASCADE TRL, COOL, CA 95614-2603
Document Number	0000007032
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2378 CASCADE TRL COOL CA 956142603, COOL, CA 95614-2603

Mortgage

Document Number	0000007032
Date	Feb 14, 2020
Instrument	7032

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 13, 2045

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jan 27, 2017
Property Address	2378 CASCADE TRL, COOL, CA 95614-2603
Document Number	0000003940
Map Reference	MAP E PG85
Instrument Date	Jan 24, 2017
Instrument	2017-0003940
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2378 CASCADE TRL, COOL, CA 95614-2603

Mortgage

Document Number	0000003941
Date	Jan 27, 2017
Instrument	2017-0003941

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of August 18, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,449.00 (+6%) Homeowner's exemption	$412,003 (+4.04%) Land $92,843 Building $319,160
2024	$4,197.00 (+2.17%)
2023	$4,108.00 (+1.06%) Homeowner's exemption	$396,006 Land $89,239 Building $306,767
2022	$4,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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