2417 Mill Race Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2417 Mill Race Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3.5 ba · 3,017 sqft · built 2011
Lot Size	0.093 acres (4,038 sqft)
Owner	2 Company Names on File
Last Sale	$600,000 (Aug 2022)
Tax Bill	$7,662 (2024)
Deeds & Mortgages	Apr 2024 Transfer Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-588297`

Property Details

APN / Parcel Number

Primary APN	`02-588297`
Alternative APN	`588297`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,017 sqft Living Area
Gross Area	3,437 sqft
1st Floor Area	1,991 sqft
Basement Area	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,038 sqft (0.093 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	588297
Street Address	2417 MILL RACE RD
City	FREDERICK
State	MD
Zip	21701-6822
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 38 PLAT 19 SECTI 4038 SQ FT MILL ISLAND AT WORMANS M
Legal Subdivision	MILL ISLAND & WORMANS MILL
Legal Lot Number	38
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1007
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2417 Mill Race Rd, a townhouse, is owned by a company that acquired it in April 2024 and is owner-occupied.

Source: Frederick County records, as of September 9, 2025

Owner of Record	2 Company Names on File
Mailing Address	2417 MILL RACE RD, FREDERICK, MD 21701-6822
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Intrafamily Transfer, Transfer
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 2, 2022	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	Dec 13, 2011 · Amount on File
Deed Book / Page	16062 / 169
Last Transfer Date	Apr 12, 2024
Transfer Doc	0168360291
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Apr 23, 2024
Property Address	2417 MILL RACE RD, FREDERICK, MD 21701-6822
Document Number	0168360291
Book / Page	16836 / 291
Map Reference	MB 89 PG 130
Instrument Date	Apr 12, 2024
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2417 MILL RACE RD, FREDERICK, MD 21701-6822

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2417 MILL RACE RD, FREDERICK, MD 21701-6822
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 MILL RACE RD, FREDERICK, MD 21701-6822

Mortgage

Document Number	0165870001
Date	Sep 5, 2023
Book Page	16587/1

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2417 MILL RACE RD, FREDERICK, MD 21701-6822
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 MILL RACE RD, FREDERICK, MD 21701-6822

Mortgage

Document Number	0161480360
Date	Sep 23, 2022
Book Page	16148/360

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 2, 2022
Property Address	2417 MILL RACE RD, FREDERICK, MD 21701-6822
Document Number	0160620169
Book / Page	16062 / 169
Map Reference	MB 89 PG 130
Instrument Date	Jul 26, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2417 MILL RACE RD, FREDERICK, MD 21701-6822

Mortgage

Document Number	0016062174
Date	Aug 2, 2022
Instrument	16062/174

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$562,500 Land $90,000 Building $472,500	$562,500 Land $90,000 Building $472,500
2024	$7,662.00 (-9.86%)
2023	$8,500.00 Homeowner's exemption	$467,967	$562,500 Land $90,000 Building $472,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2417 Mill Race Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2417 Mill Race Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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