242 Windy Point Dr, Mount Vernon, TX 75457 Property Records

Franklin County property record for 242 Windy Point Dr, Mount Vernon, TX 75457

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,760 sqft · built 2005
Lot Size	0.927 acres (40,421 sqft)
Owner	2 Individual Names on File
Last Sale	$685,300 (Sep 2021)
Tax Bill	$27,401 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2021 Mortgage + 1 more
APN	`02502-00013-00070-000000`

Property Details

APN / Parcel Number

Primary APN	`02502-00013-00070-000000`
Alternative APN	`5727`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	3,760 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	40,421 sqft (0.927 acres)
Lot Width	150 ft Width
Garage Area	864 sqft
Porch	Porch
Porch Area	708 sqft
Patio Area	1,616 sqft

Location & Zoning

Account Number	5727
Street Address	242 WINDY POINT DR
City	MOUNT VERNON
State	TX
Zip	75457-7959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 134 J DACON LT 70 BLK 13 SEC 3 TALL TREE LEASEHOLD
Legal Subdivision	TALL TREE
Legal Block	13
Legal Lot Number	70
Jurisdiction	FRANKLIN TX
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3061
Census Tract	950101

Owner

242 Windy Point Dr is owned by two individuals who bought it in September 2021.

Source: Franklin County records, as of March 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	200 RIDGE VIEW LN, TROPHY CLUB, TX 76262-5617
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Sep 23, 2021	Vendor's Lien, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Aug 16, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Prior Sale	Aug 16, 2019 · Amount on File
Deed Document Number	2021162764
Deed Book / Page	416 / 859
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	242 WINDY POINT DR, MOUNT VERNON, TX 75457-7959
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000422/923
Date	Jan 5, 2022
Book Page	422/923
Instrument	163942

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77207

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	129 Months
Due	Oct 1, 2032

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Sep 23, 2021
Property Address	242 WINDY POINT DR, MOUNT VERNON, TX 75457-7959
Document Number	416/859
Book / Page	416 / 859
Instrument Date	Sep 23, 2021
Instrument	162764
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	LAKEWOOD LAND TITLES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 243, MOUNT VERNON, TX 75457-0243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 RIDGE VIEW LN, TROPHY CLUB, TX 76262-5617

Mortgage

Document Number	162765
Date	Sep 23, 2021
Instrument	162765

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TX
Recording Date	Aug 16, 2019
Property Address	242 WINDY POINT DR, MOUNT VERNON, TX 75457-7959
Document Number	00373/0406
Book / Page	373 / 0406
Instrument Date	Aug 9, 2019
Instrument	155100
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	SOLIDIFI TITLE AGENCY LIMITED, SOLIDIFI TITLE AGENCY LTD

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 WINDY POINT DR, 242, MOUNT VERNON, TX 75457-7959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 S SHORE BLVD STE 300, 300, LEAGUE CITY, TX 77573-2944

Mortgage

Document Number	0000155101
Date	Aug 16, 2019
Instrument	155101

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 242 Windy Point Dr was $27,401.

Source: Franklin County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,401.00	$2,134,580 Land $520,960 Building $1,613,620	$2,134,580 Land $520,960 Building $1,613,620
2023		$1,252,060 Land $355,520 Building $896,540	$1,252,060 Land $355,520 Building $896,540
2021	$10,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 242 Windy Point Dr; there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Windy Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS SPRINGS SUD N PLANT 1 & NE PLANT serves 13,698 people · EPA ID TX0800003
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windy Point Dr

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