242 Windchime Way, Freeport, FL 32439 Property Records

Walton County property record for 242 Windchime Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,216 sqft · built 2013
Lot Size	0.328 acres (14,323 sqft)
Owner	Individual Name on File
Last Sale	$343,150 (Aug 2014)
Tax Bill	$4,399 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23080-000-0580`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23080-000-0580`
Alternative APN	`1028325`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,216 sqft Living Area
Gross Area	5,040 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2013
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	14,323 sqft (0.328 acres)
Garage Type	Finished
Garage Area	502 sqft
Porch	Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028325
Street Address	242 WINDCHIME WAY
City	FREEPORT
State	FL
Zip	32439-2289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 58 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031 OR 2957-816
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	WHISPERS AT HAMMOCK BAY
Legal Lot Number	58
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

242 Windchime Way is owned and occupied by an individual who bought it in August 2014.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	242 WINDCHIME WAY, FREEPORT, FL 32439-2289
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2014 · Amount on File
Deed Sale	Aug 13, 2014 · Amount on File
Deed Document Number	2014661291687
Deed Book / Page	2957 / 0816
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	242 WINDCHIME WAY, FREEPORT, FL 32439-2289
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	MITCHELL LAND AND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031451368
Date	Jun 4, 2020
Book Page	3145/1368
Instrument	20200019012

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	242 WINDCHIME WAY, FREEPORT, FL 32439-2289
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	MITCHELL LAND AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 WINDCHIME WAY, FREEPORT, FL 32439-2289

Mortgage

Document Number	0031864137
Date	Mar 9, 2021
Book Page	3186/4137
Instrument	20210011133

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$607,478 Land $52,815 Building $554,663	$607,478 Land $52,815 Building $554,663
2024	$4,399.00 (+3.65%)
2023	$4,244.00 (+5.39%) Homeowner's exemption	$606,854 (+11.02%) Land $40,535 Building $566,319	$606,854 (+11.02%) Land $40,535 Building $566,319
2022	$4,027.00 Homeowner's exemption	$546,624 Land $44,994 Building $501,630	$546,624 Land $44,994 Building $501,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 Windchime Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Windchime Way is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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