227 Windchime Way, Freeport, FL 32439 Property Records

Walton County property record for 227 Windchime Way, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 4,319 sqft · built 2014
Lot Size0.3 acres (13,095 sqft)
OwnerIndividual Name on Record
Last Sale$510,000 (Apr 2021)
Tax Bill$75 (2024)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-1S-19-23080-000-0970

Property Details

APN / Parcel Number

Primary APN17-1S-19-23080-000-0970
Alternative APN
  • 1028364

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,319 sqft Living Area
Gross Area5,116 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area13,095 sqft (0.3 acres)
Garage TypeFinished
Garage Area490 sqft
PorchPorch
Porch Area139 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1028364
Street Address227 WINDCHIME WAY
CityFREEPORT
StateFL
Zip32439-2285
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHAMBAY
Legal DescriptionLOT 97 WHISPERS AT HAMMOCK BAY S/D PB 17-60 OR 2883-3031 OR 2959-2991 OR 3190-4035
Legal Range19W
Legal Township01S
Legal Section17
Legal SubdivisionWHISPERS AT HAMMOCK BAY
Legal Lot Number97
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2012
Census Tract950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address227 WINDCHIME WAY, FREEPORT, FL 32439-2285
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2021 · Amount on Record
Deed SaleApr 1, 2021 · Amount on Record
Prior SaleSep 12, 2014 · Amount on Record
Deed Document Number20210015770
Deed Book / Page3190 / 4035
Record UpdatedJun 8, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 1, 2021
Property Address227 WINDCHIME WAY, FREEPORT, FL 32439-2285
Document Number0031904035
Book / Page3190 / 4035
Map ReferenceMB 17 PG 60
Instrument DateMar 31, 2021
Instrument20210015770
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13315 QUEENSLAND, 13315, SAN ANTONIO, TX 78232-5301

Transferred To (Grantee/Buyer)

NameVerified Name
Address227 WINDCHIME WAY, FREEPORT, FL 32439-2285

Mortgage

Document Number31904038
DateApr 1, 2021
Instrument3190/4038
Lender
NamePROGRESS BANK & TRUST
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$652,796 (+1.35%) Land $63,378 Building $589,418$652,796 (+1.35%) Land $63,378 Building $589,418
2024$75.00 (-99.05%)
2023$7,867.00 (+5.8%) Homeowner's exemption$644,124 (+11.81%) Land $48,642 Building $595,482$644,124 (+11.81%) Land $48,642 Building $595,482
2022$7,436.00$576,099 Land $53,993 Building $522,106$576,099 Land $53,993 Building $522,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
1,000 / 1,000
Wildstar Networks
Fixed Wireless
200 / 50

May also be available: Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windchime Way

Nearby Streets

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