233 Tropic Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 233 Tropic Way, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1988
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Nov 2016)
Tax Bill	$2,793 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`175825-0360`

Property Details

APN / Parcel Number

Primary APN	`175825-0360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	1,244 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	90 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	268 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Glass Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	233 TROPIC WAY
City	SAINT AUGUSTINE
State	FL
Zip	32080-6470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	12/93-94 SURFWIND ESTATES SUBDIVISION LOT 36 OR4287/281
Legal Range	30E
Legal Township	08S
Legal Section	15
Legal Subdivision	SURFWIND ESTATES SUBDIVISION
Legal Block	2
Legal Lot Number	36
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2013
Census Tract	21404

Owner

Source: St. Johns County records · APN 175825-0360

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	233 TROPIC WAY, SAINT AUGUSTINE, FL 32080-6470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2016 · Amount on Record
Deed Sale	Nov 16, 2016 · Amount on Record
Prior Sale	Feb 26, 2002 · Amount on Record
Deed Document Number	201675098
Deed Book / Page	4287 / 281
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	233 TROPIC WAY, SAINT AUGUSTINE, FL 32080-6470
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	SONSHINE TITLE, SUNSHINE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 TROPIC WAY, ST AUGUSTINE, FL 32080-6470

Mortgage

Document Number	0056090423
Date	Aug 02, 2022
Book Page	5609/423
Instrument	2022075086

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 01, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,559 (+2.7%)	$354,927 (-5.54%) Land $140,000 Building $214,927
2025	$2,793.00 (+13.68%) Homeowner's exemption	$220,603 (+2.9%)	$375,739 (+8.09%) Land $140,000 Building $235,739
2024	$2,457.00 (+2.12%) Homeowner's exemption	$214,386 (+3%)	$347,626 (-0.78%) Land $130,000 Building $217,626
2023	$2,406.00 (+3.35%) Homeowner's exemption	$208,142 (+3%)	$350,346 (+7.55%) Land $130,000 Building $220,346
2022	$2,328.00 Homeowner's exemption	$202,080	$325,758 Land $117,600 Building $208,158

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 703 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	781 units insured incl. 78 condo units
Nearby Flood Claims	418 (1986–2024)
Claims Outside the SFHA	11 of 418
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 39 claims Hurricane Irma, Sep 2017 · 72 claims Hurricane Matthew, Oct 2016 · 232 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: IQ Fiber Intermediate Holdings.

Based on FCC filings for 463 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.