242 Sonora Dr, Elgin, IL 60124 Property Records

Kane County property record for 242 Sonora Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,562 sqft · built 2008
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,500 (Sep 2008)
Tax Bill	$10,617 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-19-148-009`

Property Details

APN / Parcel Number

Primary APN	`06-19-148-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,562 sqft Living Area
Gross Area	3,864 sqft
Basement Area	1,302 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	242 SONORA DR
City	ELGIN
State	IL
Zip	60124-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 4 LT 78
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	78
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1021
Census Tract	851911

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	242 SONORA DR, ELGIN, IL 60124-3819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 16, 2019	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2008 · Amount on Record
Deed Sale	Sep 9, 2008 · Amount on Record
Deed Document Number	200870804
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	242 SONORA DR, ELGIN, IL 60124-3819
Document Number	0000016962
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	242 SONORA DR ELGIN IL 601243819, ELGIN, IL 60124-3819

Mortgage

Document Number	0000016962
Date	Apr 30, 2019
Instrument	16962

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Term	360 Months
Due	Apr 29, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	242 SONORA DR, ELGIN, IL 60124-3819
Document Number	0000016963
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	242 SONORA DR ELGIN IL 601243819, ELGIN, IL 60124-3819

Mortgage

Document Number	0000016963
Date	Apr 30, 2019
Instrument	16963

Lender

Name	BANK OF AMERICA
Type	Bank
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,617.00 (+7.67%) Homeowner's exemption	$143,573 (+8.57%) Land $43,240 Building $100,333	$430,891 (+8.57%) Land $129,772 Building $301,119
2024		$132,240 (+21.39%) Land $39,827 Building $92,413	$396,879 (+21.44%) Land $119,529 Building $277,350
2022	$9,861.00 (+3.44%) Homeowner's exemption	$108,935 (+6.96%) Land $32,808 Building $76,127	$326,805 (+6.96%) Land $98,424 Building $228,381
2021	$9,533.00 Homeowner's exemption	$101,846 Land $30,673 Building $71,173	$305,538 Land $92,019 Building $213,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon.

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