249 Sonora Dr, Elgin, IL 60124 Property Records

Kane County property record for 249 Sonora Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,347 sqft · built 2008
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$476,666 (Jul 2023)
Tax Bill	$12,430 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-150-005`

Property Details

APN / Parcel Number

Primary APN	`06-19-150-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,347 sqft Living Area
Gross Area	5,104 sqft
Basement Area	1,757 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Width	81 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	249 SONORA DR
City	ELGIN
State	IL
Zip	60124-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 4 LT 52
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	52
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1023
Census Tract	851911

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	249 SONORA DR, ELGIN, IL 60124-3819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Deed of Trust, Mortgage · Line of Credit VALON MORTGAGE INC
Feb 3, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage VALON MORTGAGE INC
Jul 11, 2023	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Aug 24, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 3, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Apr 25, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	202322973
Last Transfer Date	Jan 24, 2026
Transfer Doc	0000004607
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	249 SONORA DR, ELGIN, IL 60124-3819
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013768
Date	Apr 21, 2025
Instrument	2025K013768

Lender

Name	VALON MORTGAGE INC
Type	Mortgage Company
Address	PHOENIX, AZ 85044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 3, 2026
Property Address	249 SONORA DR, ELGIN, IL 60124-3819
Document Number	0000004607
Map Reference	DOC 2006K099022
Instrument Date	Jan 24, 2026
Instrument	2026K004607
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	UNKNOWN, MIS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	249 SONORA DR, ELGIN, IL 60124-3819
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004608
Date	Feb 3, 2026
Instrument	2026K004608

Lender

Name	VALON MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2041

Interest

Rate	5.37%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 11, 2023
Property Address	249 SONORA DR, ELGIN, IL 60124-3819
Document Number	0000022973
Map Reference	DOC 2006K099022
Instrument Date	Jun 26, 2023
Instrument	2023K022973
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 SONORA DR, ELGIN, IL 60124-3819
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022974
Date	Jul 11, 2023
Instrument	2023K022974

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	8.37%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 24, 2020
Property Address	249 SONORA DR, ELGIN, IL 60124-3819
Document Number	0000047650
Map Reference	DOC 2006K071565
Instrument Date	Jul 29, 2020
Instrument	2020K047650
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	249 SONORA DR, 249, ELGIN, IL 60124-3819

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	249 SONORA DR, ELGIN, IL 60124-3819
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047651
Date	Aug 24, 2020
Instrument	2020K047651

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	249 SONORA DR, ELGIN, IL 60124-3819
Document Number	0000029529
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	249 SONORA DR ELGIN IL 601243819, ELGIN, IL 60124-3819

Mortgage

Document Number	0000029529
Date	Jun 8, 2020
Instrument	29529

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	249 SONORA DR, ELGIN, IL 60124-3819
Document Number	0000020268
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	249 SONORA DR ELGIN IL 601243819, ELGIN, IL 60124-3819

Mortgage

Document Number	0000020268
Date	May 20, 2019
Instrument	20268

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,430.00 (-2.75%)
2024	$12,782.00 Homeowner's exemption	$153,562 (+21.39%) Land $39,827 Building $113,735	$460,870 (+21.44%) Land $119,529 Building $341,342
2022	Disabled Person's exemption Veteran's exemption	$126,499 (+6.96%) Land $32,808 Building $93,691	$379,497 (+6.96%) Land $98,424 Building $281,073
2021	Disabled Person's exemption Veteran's exemption	$118,267 Land $30,673 Building $87,594	$354,801 Land $92,019 Building $262,782

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon.

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