242 Flag Pond Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 242 Flag Pond Rd, Saco, ME 04072

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,440 sqft · built 1986
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on File
Tax Bill$5,180 (2025)
Deeds & MortgagesDec 2017 Mortgage
Jul 2020 Refinance
Flood ZoneZone X (minimal risk)
APNT1825R

Property Details

APN / Parcel Number

Primary APNT1825R
Alternative APNs
  • SACO M:091 L:004 U:001-000
  • M:091 L:004 U:001=000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
Gross Area3,230 sqft
1st Floor Area1,440 sqft
Basement Area1,440 sqft
Unfinished Basement1,440 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialLogs
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,991 sqft (2.02 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account NumberT1825R
Street Address242 FLAG POND RD
CitySACO
StateME
Zip04072-9636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Lot Number4
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group2
Census Block2005
Census Tract5100

Owner

242 Flag Pond Rd is owned and occupied by two individuals.

Source: York County and Saco City records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address242 FLAG POND RD, SACO, ME 04072-9636
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2017Deed of Trust, Mortgage
BANGOR SAVINGS BANK
Jul 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address242 FLAG POND RD, SACO, ME 04072-9636
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0176190534
DateDec 6, 2017
Book Page17619/0534
Instrument2017051691
Lender
NameBANGOR SAVINGS BANK
Agreement
AmountAmount on Record
Term132 Months
DueDec 22, 2028

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address242 FLAG POND RD, SACO, ME 04072-9636
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0183130882
DateJul 22, 2020
Book Page18313/882
Instrument2020032714
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term265 Months
DueAug 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 242 Flag Pond Rd was $5,180, up 0.9% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,180.00 (+0.94%)$364,800 (-0.14%) Land $148,200 Building $216,600
2024$5,132.00$365,300 Land $148,200 Building $217,100$332,025
2022$4,859.00$265,100 Land $112,900 Building $152,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 Flag Pond Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2008–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Flag Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flag Pond Rd

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