York County and Saco City property record for 242 Flag Pond Rd, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1986 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,180 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | T1825R |
| Primary APN | T1825R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 3,230 sqft |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,991 sqft (2.02 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | T1825R |
|---|---|
| Street Address | 242 FLAG POND RD |
| City | SACO |
| State | ME |
| Zip | 04072-9636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 4 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 5100 |
242 Flag Pond Rd is owned and occupied by two individuals.
Source: York County and Saco City records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 242 FLAG POND RD, SACO, ME 04072-9636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2017 | Deed of Trust, Mortgage BANGOR SAVINGS BANK |
| Jul 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 242 FLAG POND RD, SACO, ME 04072-9636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0176190534 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 17619/0534 |
| Instrument | 2017051691 |
| Name | BANGOR SAVINGS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 132 Months |
| Due | Dec 22, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 242 FLAG POND RD, SACO, ME 04072-9636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0183130882 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 18313/882 |
| Instrument | 2020032714 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | Aug 1, 2042 |
The 2025 property tax bill for 242 Flag Pond Rd was $5,180, up 0.9% from the year before.
Source: York County and Saco City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,180.00 (+0.94%) | $364,800 (-0.14%) Land $148,200 Building $216,600 | |
| 2024 | $5,132.00 | $365,300 Land $148,200 Building $217,100 | $332,025 |
| 2022 | $4,859.00 | $265,100 Land $112,900 Building $152,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 242 Flag Pond Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2010 · Severe Winter Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 242 Flag Pond Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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