238 Flag Pond Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 238 Flag Pond Rd, Saco, ME 04072

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,770 sqft · built 1850
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Last Sale$429,390 (Nov 2022)
Tax Bill$5,241 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Dec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNT1823R

Property Details

APN / Parcel Number

Primary APNT1823R
Alternative APNs
  • SACO M:091 L:004 U:000-000
  • M:091 L:004 U:000=000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,770 sqft Living Area
Gross Area4,444 sqft
1st Floor Area1,310 sqft
AtticAttic
Attic Area650 sqft
Basement Area1,310 sqft
Unfinished Basement1,310 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area435,600 sqft (10 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberT1823R
Street Address238 FLAG POND RD
CitySACO
StateME
Zip04072-9636
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRC
Legal Lot Number4
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group2
Census Block2005
Census Tract5100

Owner

238 Flag Pond Rd, a rural home, is owned and occupied by two individuals who bought it in November 2022.

Source: York County and Saco City records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address238 FLAG POND RD, SACO, ME 04072-9636
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
NORTHERN MORTGAGE CO
Dec 26, 2018Deed of Trust, Mortgage · Line of Credit
SACO VLY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2022 · Amount on File
Deed SaleNov 15, 2022 · Amount on File
Deed Document Number202248375
Deed Book / Page19153 / 756
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSACO ME
Recording DateNov 15, 2022
Property Address238 FLAG POND RD, SACO, ME 04072-9636
Document Number0191530756
Book / Page19153 / 756
Instrument DateNov 14, 2022
Instrument2022048375
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5 BUXTON RD, SACO, ME 04072-9501

Mortgage

Document Number2022048376
DateNov 15, 2022
Instrument2022048376
Lender
NameNORTHERN MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address238 FLAG POND RD, SACO, ME 04072-9636
Document Number0178750916
Instrument DateDec 26, 2018
Transaction TypeMortgage
Record UpdatedJan 30, 2019
Title CompanyISGN FULFILLMENT SERVICES INC, ISGN FULFILLMENT SVC INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 FLAG POND RD SACO ME 040729636, SACO, ME 04072-9636

Mortgage

Document Number0178750916
DateJan 9, 2019
Book Page017875/000916
Instrument775
Lender
NameSACO VLY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 238 Flag Pond Rd was $5,241, up 1.6% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,241.00 (+1.55%)$369,100 (+0.49%) Land $152,100 Building $217,000
2024$5,161.00$367,300 Land $152,100 Building $215,200$367,935
2022$5,094.00$277,900 Land $116,700 Building $161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 Flag Pond Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2008–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Flag Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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