242 E Spruce St, Paxton, IL 60957 Property Records

Ford County property record for 242 E Spruce St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1950
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jul 2021)
Tax Bill	$2,254 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`11-14-08-307-007`

Property Details

APN / Parcel Number

Primary APN	`11-14-08-307-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide

Location & Zoning

Street Address	242 E SPRUCE ST
City	PAXTON
State	IL
Zip	60957-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 14 RAILROAD ADD 50 X 160
Legal Range	10E
Legal Township	23N
Legal Section	08
Legal Subdivision	RAILROAD ADD
Legal Block	14
Legal Lot Number	2
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	1
Census Block	1024
Census Tract	961800

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	67 N 300 EAST RD, LODA, IL 60948-8619
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage FREDERICK COMMUNITY BANK
Sep 29, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	2021277020
Prior Transfer Date	Jul 12, 2016
Prior Transfer Doc	264556
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Jul 26, 2021
Property Address	242 E SPRUCE ST, PAXTON, IL 60957-1033
Document Number	277020
Instrument Date	Jul 26, 2021
Instrument	277020
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 GOLDEN GATE DR, 4801, KILLEEN, TX 76549-3769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 E SPRUCE ST, PAXTON, IL 60957-1033

Mortgage

Document Number	277021
Date	Jul 26, 2021
Instrument	277021

Lender

Name	FREDERICK COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Sep 29, 2020
Property Address	242 E SPRUCE ST, PAXTON, IL 60957-1033
Document Number	274381
Instrument Date	Sep 24, 2020
Instrument	274381
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242470 COUNTY ROAD J, 242470, WAUSAU, WI 54403-5903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 GOLDEN GATE DR, KILLEEN, TX 76549-3769

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,254.00 (+37.61%)	$26,270 (+59.89%) Land $2,510 Building $23,760	$78,810 (+59.89%) Land $7,530 Building $71,280
2022	$1,638.00	$16,430 Land $1,890 Building $14,540	$49,290 Land $5,670 Building $43,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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