226 E Spruce St, Paxton, IL 60957 Property Records

Ford County property record for 226 E Spruce St, Paxton, IL 60957

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,147 sqft · built 1992
Lot Size0.367 acres (16,000 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (May 2017)
Tax Bill$2,593 (2025)
Deeds & MortgagesMay 2017 Sale
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-14-08-307-006

Property Details

APN / Parcel Number

Primary APN11-14-08-307-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,147 sqft Living Area
Basement Area919 sqft
Unfinished Basement919 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area16,000 sqft (0.367 acres)
Lot Dimensions160 ft deep x 100 ft wide
Garage TypeAttached
Garage Area336 sqft

Location & Zoning

Street Address226 E SPRUCE ST
CityPAXTON
StateIL
Zip60957-1033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 3 & 4 BLK 14 RAILROAD ADD. 100 X 160
Legal Range10E
Legal Township23N
Legal Section08
Legal SubdivisionRAILROAD ADD
Legal Block14
Legal Lot Number3,4
JurisdictionFORD IL
Township / Civil DivisionPATTON
Census Block Group1
Census Block1024
Census Tract961800

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address226 E SPRUCE ST, PAXTON, IL 60957-1033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2017Deed, Transfer
May 3, 2017Deed, Transfer · Conventional Mortgage
GIFFORD STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2017 · Amount on Record
Deed SaleMay 3, 2017 · Amount on Record
Prior SaleJun 12, 2007 · Amount on Record
Deed Document Number2017266440
Record UpdatedOct 29, 2026

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionFORD IL
Recording DateMay 3, 2017
Property Address226 E SPRUCE ST, PAXTON, IL 60957-1033
Document Number266440
Instrument DateApr 28, 2017
Instrument266440
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$97.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 E SPRUCE ST, PAXTON, IL 60957-1033

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionFORD IL
Recording DateMay 3, 2017
Property Address226 E SPRUCE ST, PAXTON, IL 60957-1033
Document Number266440
Instrument DateApr 28, 2017
Instrument266440
Transaction TypeTransfer
Record UpdatedJul 26, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$97.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 E SPRUCE ST, PAXTON, IL 60957-1033

Mortgage

Document Number266441
DateMay 3, 2017
Instrument266441
Lender
NameGIFFORD STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyFord County
County SubdivisionPatton Township
MunicipalityPaxton City
Unified School DistrictPaxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,593.00 (+10.39%) Homeowner's exemption$36,220 (+17.44%) Land $4,390 Building $31,830$108,660 (+17.44%) Land $13,170 Building $95,490
2024$2,349.00 (+10.65%)$30,840 (+13.01%) Land $3,740 Building $27,100$92,520 (+13.01%) Land $11,220 Building $81,300
2022$2,123.00$27,290 Land $3,310 Building $23,980$81,870 Land $9,930 Building $71,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAXTON
serves 4,200 people · EPA ID IL0530250
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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