242 E 16th St, Holland, MI 49423 Property Records

Ottawa County property record for 242 E 16th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1931
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on Record
Last Sale	$46,550 (Mar 2011)
Tax Bill	$1,997 (2025)
Deeds & Mortgages	Sep 2005 Line of Credit Mar 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-33-101-005`

Property Details

APN / Parcel Number

Primary APN	`70-16-33-101-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	132 ft deep x 84 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	242 E 16TH ST
City	HOLLAND
State	MI
Zip	49423-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	COM 33 FT S & 150 FT E OF NW COR TH E 84 FT S 132 FT W 84 FT N 132 FT TO BEG SEC 33 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	33
Legal Block	101
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	4
Census Block	4006
Census Tract	25700

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	242 E 16TH ST, HOLLAND, MI 49423-4211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2005	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Mar 26, 2008	Deed of Trust, Mortgage CITY OF HOLLAND
Sep 20, 2005	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Mar 10, 2011	Deed, Transfer · VA Mortgage FIRST PLACE BANK
May 7, 2007	Warranty Deed, Transfer · ARM FIRST PLACE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2011 · Amount on Record
Deed Sale	Mar 10, 2011 · Amount on Record
Prior Sale	Oct 11, 2010 · Amount on Record
Deed Document Number	20119307
Prior Transfer Date	Oct 6, 2010
Prior Transfer Doc	0000040790
Record Updated	Sep 20, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	242 E 16TH ST, HOLLAND, MI 49423-4211
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004985/209
Date	Sep 22, 2005
Book Page	4985/209

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	242 E 16TH ST, HOLLAND, MI 49423-4211
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005624/013
Date	Mar 26, 2008
Book Page	5624/013

Lender

Name	CITY OF HOLLAND
Type	Government Agency
Address	HOLLAND, MI 49423

Agreement

Amount	Amount Recorded

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	242 E 16TH ST, HOLLAND, MI 49423-4211
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004981/484
Date	Sep 20, 2005
Book Page	4981/484

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	2361 MORSE RD, COLUMBUS, OH 43229

Agreement

Amount	Amount Recorded

March 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 10, 2011
Property Address	242 E 16TH ST, HOLLAND, MI 49423-4211
Document Number	20110009307
Instrument Date	Mar 2, 2011
Instrument	2011-0009307
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 14221, DALLAS, TX 75254-2946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 E 16TH ST, HOLLAND, MI 49423-4211

Mortgage

Document Number	20110009256
Date	Mar 10, 2011
Instrument	2011-0009256

Lender

Name	FIRST PLACE BANK
Type	Bank
Address	RAVENNA, OH 44266

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2041

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 7, 2007
Property Address	242 E 16TH ST, HOLLAND, MI 49423-4211
Document Number	005420/132
Book / Page	5420 / 132
Instrument Date	Apr 30, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$963.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 E 16TH ST, HOLLAND, MI 49423-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	807 W MADISON ST APT 6, 6, ANN ARBOR, MI 48103-4875

Mortgage

Document Number	0005420134
Date	May 7, 2007
Instrument	5420/134

Lender

Name	FIRST PLACE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	11.8%

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,000 (+11.23%)	$210,000 (+11.23%)
2025	$1,997.00 (+15.84%)
2023		$94,400	$188,800
2022	$1,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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