231 E 16th St, Holland, MI 49423 Property Records

Ottawa County property record for 231 E 16th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,032 sqft · built 1916
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2026)
Tax Bill	$4,144 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-28-353-034`

Property Details

APN / Parcel Number

Primary APN	`70-16-28-353-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	231 E 16TH ST
City	HOLLAND
State	MI
Zip	49423-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	E 60 FT OF W 225 FT OF S 132 FT OF LOT 1, BLK 1, PARTS OF LOTS 8 TO 13, INCL, BLK A MARSILJES SUB DIV SEC 28 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	28
Legal Subdivision	MARSILJES SUB
Legal Block	1,A
Legal Lot Number	1,8-13
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2011
Census Tract	24901

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9198 BLUFF LAKE ST, ZEELAND, MI 49464-9137
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Special Warranty Deed, Transfer · Seller Carry-Back SECRETARY OF HOUSING
Nov 3, 2023	Warranty Deed, Transfer · VA Mortgage T2 FINANCIAL LLC
Nov 16, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Apr 29, 2025 · Amount on Record
Deed Document Number	202619687
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 30, 2026
Property Address	231 E 16TH ST, HOLLAND, MI 49423-4212
Document Number	0000019687
Instrument Date	Jun 17, 2026
Instrument	202619687
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186,749.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9198 BLUFF LAKE ST, ZEELAND, MI 49464-9137

Mortgage

Document Number	0000019688,
Date	Jun 30, 2026
Instrument	202619688

Lender

Name	SECRETARY OF HOUSING
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 3, 2023
Property Address	231 E 16TH ST, HOLLAND, MI 49423-4212
Document Number	20230028384
Map Reference	LB 3 PG 31
Instrument Date	Nov 3, 2023
Instrument	2023-0028384
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,032.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 E 16TH ST, HOLLAND, MI 49423-4212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E 16TH ST, HOLLAND, MI 49423-4212

Mortgage

Document Number	20230028385
Date	Nov 3, 2023
Instrument	2023-0028385

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 16, 2021
Property Address	231 E 16TH ST, HOLLAND, MI 49423-4212
Document Number	20210057044
Instrument Date	Nov 3, 2021
Instrument	2021-0057044
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 E 16TH ST, 231, HOLLAND, MI 49423-4212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E 16TH ST, HOLLAND, MI 49423-4212

Mortgage

Document Number	20210057045
Date	Nov 16, 2021
Instrument	2021-0057045

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	231 E 16TH ST, HOLLAND, MI 49423-4212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170018364
Date	May 23, 2017
Instrument	2017-0018364

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,200 (+15.57%)	$206,400 (+15.57%)
2025	$4,144.00 (+20.15%)
2023		$89,300	$178,600
2022	$3,449.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on E 16th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures