242 Doves Way, Lake Lure, NC 28746 Property Records

Rutherford County property record for 242 Doves Way, Lake Lure, NC 28746

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,064 sqft · built 2012
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Sep 2021)
Tax Bill	$925 (2022)
Deeds & Mortgages	Sep 2021 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1609227`

Property Details

APN / Parcel Number

Primary APN	`1609227`
Alternative APN	`27220`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Logs
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	266 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	27220
Street Address	242 DOVES WAY
City	LAKE LURE
State	NC
Zip	28746-9056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERBEND LO109 SE1 PL33-104
Legal Subdivision	RIVERBEND/LAKE LURE SEC 01
Legal Block	3
Legal Lot Number	109
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	1
Census Block	1030
Census Tract	960302

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	242 DOVES WAY LOT 109, 109, LAKE LURE, NC 28746-9056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Warranty Deed, Transfer
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	0002051734
Deed Book / Page	2051 / 734
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 13, 2021
Property Address	242 DOVES WAY, LAKE LURE, NC 28746-9056
Document Number	0020510734
Book / Page	2051 / 734
Map Reference	MB 33 PG 104
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$146.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 DOVES WAY # 109, 109, LAKE LURE, NC 28746-9056

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 11, 2020
Property Address	242 DOVES WAY, LAKE LURE, NC 28746-9056
Document Number	0020364187
Book / Page	2036 / 4187
Map Reference	MB 33 PG 104
Instrument Date	Sep 3, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1449 PERIWINKLE DR, 1449, MOUNT PLEASANT, SC 29466-9113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1064 SW 1ST TER, POMPANO BEACH, FL 33060-8714

Mortgage

Document Number	0020364190
Date	Sep 11, 2020
Instrument	2036/4190

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$285,800 Land $75,000 Building $210,800	$285,800 Land $75,000 Building $210,800
2022	$925.00
2021	$925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (2021–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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