228 Doves Way, Lake Lure, NC 28746 Property Records

Rutherford County property record for 228 Doves Way, Lake Lure, NC 28746

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,160 sqft · built 2013
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$225,500 (Apr 2020)
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Dec 2020 Sale Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1609229`

Property Details

APN / Parcel Number

Primary APN	`1609229`
Alternative APN	`27221`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,160 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	228 DOVES WAY
City	LAKE LURE
State	NC
Zip	28746-9056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERBEND LO:108 SE:1 PL:11-52
Legal Subdivision	RIVERBEND LAKE LURE
Legal Lot Number	108
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	1
Census Block	1030
Census Tract	960302

Owner

228 Doves Way is owned and occupied by an individual who bought it in April 2020.

Source: Rutherford County records, as of August 29, 2025

Owner of Record	Individual Name on File
Mailing Address	228 DOVES WAY, LAKE LURE, NC 28746-9056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 17, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN AIRLINES FCU
Dec 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Prior Sale	Apr 8, 2016 · Amount on File
Deed Book / Page	2032 / 532
Prior Transfer Date	Dec 17, 2019
Prior Transfer Doc	0020284058
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 9, 2020
Property Address	228 DOVES WAY, LAKE LURE, NC 28746-9056
Document Number	0020401117
Book / Page	002040 / 001117
Instrument Date	Dec 9, 2020
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$83.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 RAVENSWOOD RD HAMPSTEAD NC 284432345, HAMPSTEAD, NC 28443-2345

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 17, 2020
Property Address	228 DOVES WAY, LAKE LURE, NC 28746-9056
Document Number	0020320532
Book / Page	2032 / 532
Map Reference	MB 11 PG 51&52
Instrument Date	Mar 26, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	652 SHUMONT RD, 652, BLACK MOUNTAIN, NC 28711-8645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 DOVES WAY, LAKE LURE, NC 28746-9056

Mortgage

Document Number	0002032535
Date	Apr 17, 2020
Instrument	2032/535

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 20, 2019
Property Address	228 DOVES WAY, LAKE LURE, NC 28746-9056
Document Number	0020284058
Book / Page	002028 / 004058
Instrument Date	Dec 17, 2019
Instrument	6465
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 DOVES WAY LAKE LURE NC 287469056, LAKE LURE, NC 28746-9056

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	228 DOVES WAY, LAKE LURE, NC 28746-9056
Document Number	0020261969
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	228 DOVES WAY LAKE LURE NC 287469056, LAKE LURE, NC 28746-9056

Mortgage

Document Number	0020261969
Date	Sep 30, 2019
Book Page	002026/001969

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 228 Doves Way was $1,739.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,739.00	$279,200 Land $60,000 Building $219,200	$279,200 Land $60,000 Building $219,200
2023		$279,200 Land $60,000 Building $219,200	$279,200 Land $60,000 Building $219,200
2022	$94.00 (-90.03%)
2021	$943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Doves Way in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (2021–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Doves Way is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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