242 Couch Brook Rd, Bernardston, MA 01337 Property Records

Franklin County and Bernardston Town property record for 242 Couch Brook Rd, Bernardston, MA 01337

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,240 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Sep 2006)
Tax Bill	$6,300 (2025)
Deeds & Mortgages	Dec 2023 Refinance May 2017 Mortgage + 1 more
APN	`290320000100053`

Property Details

APN / Parcel Number

Primary APN	`290320000100053`
Alternative APN	`BERN M:0320 B:0001 L:00053`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	2,824 sqft
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	290320000100053
Street Address	242 COUCH BROOK RD
City	BERNARDSTON
State	MA
Zip	01337-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CERSOSIMO INDUSTRIES INC
Legal Block	1
Legal Lot Number	53
Jurisdiction	BERNARDSTON MA
Township / Civil Division	BERNARDSTON
Census Block Group	1
Census Block	1040
Census Tract	40200

Owner

Source: Franklin County and Bernardston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	242 COUCH BROOK RD, BERNARDSTON, MA 01337-9557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN FIRST FEDERAL CREDIT UNION
May 30, 2017	Deed of Trust, Mortgage FRANKLIN FIRST FCU
Dec 13, 2018	Deed of Trust, Mortgage · ARM GREENFIELD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2006 · Amount on Record
Deed Sale	Sep 28, 2006 · Amount on Record
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERNARDSTON MA
Property Address	242 COUCH BROOK RD, BERNARDSTON, MA 01337-9557
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008261-93
Date	Dec 20, 2023
Book Page	8261/93
Instrument	11303

Lender

Name	FRANKLIN FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jan 1, 2033

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERNARDSTON MA
Property Address	242 COUCH BROOK RD, BERNARDSTON, MA 01337-9557
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7038-4
Date	May 30, 2017
Book Page	7038/4
Instrument	5338

Lender

Name	FRANKLIN FIRST FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 1, 2022

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERNARDSTON MA
Property Address	242 COUCH BROOK RD, BERNARDSTON, MA 01337-9557
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7297-284
Date	Dec 13, 2018
Book Page	7297/284
Instrument	13170

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2029

Tax Assessment & Valuation

Source: Franklin County and Bernardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Bernardston Town
Unified School District	Pioneer Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,300.00 (-4.44%)	$441,500 (+7.08%) Land $41,300 Building $400,200	$473,370 (-6.21%)
2024			$504,735
2023	$6,593.00	$412,300 Land $38,200 Building $374,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2011–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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