224 Couch Brook Rd, Bernardston, MA 01337 Property Records

Franklin County and Bernardston Town property record for 224 Couch Brook Rd, Bernardston, MA 01337

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,176 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$356,000 (Jun 2019)
Tax Bill	$6,851 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2019 Sale & Mortgage
APN	`290320000100051`

Property Details

APN / Parcel Number

Primary APN	`290320000100051`
Alternative APN	`BERN M:0320 B:0001 L:00051`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	2,805 sqft
1st Floor Area	1,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	290320000100051
Street Address	224 COUCH BROOK RD
City	BERNARDSTON
State	MA
Zip	01337-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	51
Jurisdiction	BERNARDSTON MA
Township / Civil Division	BERNARDSTON
Census Block Group	1
Census Block	1040
Census Tract	40200

Owner

Source: Franklin County and Bernardston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 COUCH BROOK RD, BERNARDSTON, MA 01337-9557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit FRANKLIN FIRST FEDERAL CREDIT UNION
Jun 20, 2019	Quit Claim Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Transfer Date	Jun 11, 2019
Prior Transfer Doc	7377-342
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERNARDSTON MA
Property Address	224 COUCH BROOK RD, BERNARDSTON, MA 01337-9557
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007852-135
Date	Sep 15, 2021
Book Page	7852/135
Instrument	11875

Lender

Name	FRANKLIN FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERNARDSTON MA
Recording Date	Jun 20, 2019
Property Address	224 COUCH BROOK RD, BERNARDSTON, MA 01337-9557
Document Number	7377-342
Book / Page	7377 / 342
Instrument Date	Jun 11, 2019
Instrument	6002
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 COLRAIN RD, GREENFIELD, MA 01301-9758

Mortgage

Document Number	6003
Date	Jun 20, 2019
Instrument	6003

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County and Bernardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Bernardston Town
Unified School District	Pioneer Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,851.00 (-4.58%)	$480,100 (+6.93%) Land $57,200 Building $422,900	$529,988 (-2.33%)
2024			$542,640
2023	$7,180.00	$449,000 Land $50,600 Building $398,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2011–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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