242 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 242 Central St, Acton, MA 01720

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 907 sqft · built 1800
Lot Size0.315 acres (13,712 sqft)
OwnerIndividual Name on Record
Last Sale$377,300 (Sep 2024)
Tax Bill$5,973 (2025)
Deeds & MortgagesSep 2025 Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APNACTO M:00F2B B:0033B L:0000

Property Details

APN / Parcel Number

Primary APNACTO M:00F2B B:0033B L:0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area907 sqft Living Area
Gross Area1,528 sqft

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,712 sqft (0.315 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address242 CENTRAL ST
CityACTON
StateMA
Zip01720-2856
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeVR
Legal Block33B
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group1
Census Block1010
Census Tract363201

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address242 CENTRAL ST, B, ACTON, MA 01720-2856
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 10, 2021Condominium Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2024 · Amount on Record
Deed SaleSep 13, 2024 · Amount on Record
Prior SaleDec 10, 2021 · Amount on Record
Deed Document Number2024103939
Deed Book / Page83236 / 522
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address242 CENTRAL ST, ACTON, MA 01720-2856
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084666-580
DateSep 29, 2025
Book Page84666/580
Instrument117467
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

December 2021: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionACTON MA
Recording DateDec 10, 2021
Property Address242 CENTRAL ST, ACTON, MA 01720-2856
Document Number079325-416
Book / Page79325 / 416
Instrument DateDec 7, 2021
Instrument267316
Transaction TypeTransfer
Record UpdatedDec 24, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address240-242 CENTRAL ST # B, B, ACTON, MA 01720

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,973.00 (+12.21%)$348,300 (+9.08%) Building $348,300$351,025 (+0.35%)
2024$5,323.00 (+6.14%)$319,300 (+11.8%) Building $319,300$349,790
2023$5,015.00$285,600 Building $285,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1982)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people · EPA ID MA2002000
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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