240 Central St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 240 Central St, Acton, MA 01720

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 907 sqft · built 1800
Lot Size	0.315 acres (13,712 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Aug 2024)
Tax Bill	$6,817 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00F2B B:0033A L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00F2B B:0033A L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	907 sqft Living Area
Gross Area	1,505 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,712 sqft (0.315 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	240 CENTRAL ST
City	ACTON
State	MA
Zip	01720-2856
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	33A
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1010
Census Tract	363201

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00F2B B:0033A L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	240 CENTRAL ST, ACTON, MA 01720-2856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Prior Sale	Mar 10, 2006 · Amount on Record
Deed Document Number	202495067
Deed Book / Page	83159 / 124
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	240 CENTRAL ST, ACTON, MA 01720-2856
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70376-418
Date	Dec 13, 2017
Book Page	70376/418
Instrument	201924

Lender

Name	SANTANDER BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,817.00 (+12.21%)	$397,500 (+9.08%) Building $397,500	$370,880 (+0.31%)
2024	$6,075.00 (+6.11%)	$364,400 (+11.78%) Building $364,400	$369,740
2023	$5,725.00	$326,000 Building $326,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1982 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 226 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.