2419 Gray St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 2419 Gray St, Schenectady, NY 12306 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1976
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Aug 2015)
Deeds & Mortgages	May 2026 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 48.20-4-5.1`

Property Details

APN / Parcel Number

Primary APN	`422800 48.20-4-5.1`
Alternative APN	`280004802000040050010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,168 sqft
Upper Floors Area	624 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	282 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2419 GRAY ST
City	SCHENECTADY
State	NY
Zip	12306-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R,G,SHDM,ADD FORD TRACT-PTS 202,203 3.-271-22
Legal Block	4
Legal Lot Number	5.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2003
Census Tract	33300

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 48.20-4-5.1

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2419 GRAY ST, SCHENECTADY, NY 12306-4335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit NUMARK CREDIT UNION
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 04, 2015 · Amount on Record
Deed Sale	Aug 04, 2015 · Amount on Record
Deed Book / Page	1919 / 540
Prior Transfer Date	Oct 21, 2014
Prior Transfer Doc	0000050042
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	May 14, 2026
Property Address	2419 GRAY ST, SCHENECTADY, NY 12306-4335
Document Number	0000011352
Instrument Date	May 04, 2026
Instrument	202611352
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CSC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2419 GRAY ST, SCHENECTADY, NY 12306-4335

Mortgage

Document Number	0000011352,
Date	May 14, 2026
Instrument	202611352

Lender

Name	NUMARK CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2046

Interest

Rate	6.46%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2419 GRAY ST, SCHENECTADY, NY 12306-4335
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048212
Date	Oct 23, 2019
Book Page	4948/436
Instrument	201948212

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2029

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$175,000 (-) Land $6,600 Building $168,400	$269,200 (+16.89%) Land $10,153 Building $259,047
2023	$175,000 Land $6,600 Building $168,400	$230,300 Land $8,686 Building $221,614

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 844 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Greenlight Networks Holding, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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