2126 Gray St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 2126 Gray St, Schenectady, NY 12306

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,628 sqft · built 1928
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$4,654 (2025)
Deeds & Mortgages	Dec 2023 Foreclosure Dec 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`422800 48.20-7-20`

Property Details

APN / Parcel Number

Primary APN	`422800 48.20-7-20`
Alternative APN	`280004802000070200000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,628 sqft Total Area
1st Floor Area	814 sqft
2nd Floor Area	814 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Porch	Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2126 GRAY ST
City	SCHENECTADY
State	NY
Zip	12306-4302
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Description	R,G,2FM FORD TRACT - 210,211 3.-272-5.A
Legal Block	7
Legal Lot Number	20.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2001
Census Tract	33300

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	648 JOHNSON RD, SCHENECTADY, NY 12302-6220
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Public Action, Foreclosure
Dec 7, 2023	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023
Deed Sale	Dec 7, 2023
Deed Document Number	202368830
Deed Book / Page	2120 / 970
Prior Transfer Date	Nov 15, 2023
Prior Transfer Doc	0000068831
Record Updated	Sep 20, 2026

December 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 7, 2023
Property Address	2126 GRAY ST, SCHENECTADY, NY 12306-4302
Document Number	0000068831
Book / Page	2120 / 973
Instrument Date	Nov 15, 2023
Instrument	202368831
Transaction Type	Foreclosure
Record Updated	Dec 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 STATE ST, SCHENECTADY, NY 12305-2112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 JOHNSON RD, SCHENECTADY, NY 12302-6220

December 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 7, 2023
Property Address	2126 GRAY ST, SCHENECTADY, NY 12306-4302
Document Number	0000068830
Book / Page	2120 / 970
Instrument Date	Nov 13, 2023
Instrument	202368830
Transaction Type	Foreclosure
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 OLD FORT AVE, SCHENECTADY, NY 12306-1121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 STATE ST, SCHENECTADY, NY 12305-2112

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,654.00	$127,000 (-) Land $6,600 Building $120,400	$195,400 (+16.94%) Land $10,155 Building $185,245
2023		$127,000 (-) Land $6,600 Building $120,400	$167,100 (+9.22%) Land $8,684 Building $158,416
2022		$127,000 Land $6,600 Building $120,400	$153,000 Land $7,951 Building $145,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

Nearby Properties on Gray St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures