2418 Phylis Rae Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2418 Phylis Rae Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,560 sqft · built 2018
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Apr 2018)
Tax Bill	$3,244 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-2N-30-0077-00Q00-0030`

Property Details

APN / Parcel Number

Primary APN	`23-2N-30-0077-00Q00-0030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,560 sqft Heated Area
Gross Area	3,405 sqft
1st Floor Area	3,089 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	2,950 ft deep x 1,510 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	316 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	232N30007700Q000030
Street Address	2418 PHYLIS RAE DR
City	PACE
State	FL
Zip	32571-7638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ASHLEY PLANTATION PHASE 3 LOT 3 BLK Q AS DES OR 3722 PG 1227
Legal Range	30W
Legal Township	02N
Legal Section	23
Legal Subdivision	ASHLEY PLANTATION
Legal Phase	3
Legal Block	Q
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1042
Census Tract	10302

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2418 PHYLIS RAE DR, PACE, FL 32571-7638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 30, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Oct 15, 2018	Loan Modification, Mortgage · Conventional with PMI UNIVERSITY LNDG
Apr 30, 2018	Warranty Deed, Transfer · Construction Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	201816877
Deed Book / Page	3722 / 1227
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2418 PHYLIS RAE DR, PACE, FL 32571-7638
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TITLE OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2418 PHYLIS RAE DR, PACE, FL 32571-7638

Mortgage

Document Number	0041451480
Date	Jul 8, 2021
Book Page	4145/1480
Instrument	202145838

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2418 PHYLIS RAE DR, PACE, FL 32571-7638
Document Number	0039361799
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2418 PHYLIS RAE DR PACE FL 325717638, PACE, FL 32571-7638

Mortgage

Document Number	0039361799
Date	Apr 7, 2020
Book Page	003936/001799
Instrument	16673

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	2418 PHYLIS RAE DR, PACE, FL 32571-7638
Document Number	0037882067
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Feb 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2418 PHYLIS RAE DR PACE FL 325717638, PACE, FL 32571-7638

Mortgage

Document Number	0037882067
Date	Dec 10, 2018
Book Page	003788/002067
Instrument	52223

Lender

Name	UNIVERSITY LNDG

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

Interest

Rate	4.5%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 30, 2018
Property Address	2418 PHYLIS RAE DR, PACE, FL 32571-7638
Document Number	0037221227
Book / Page	003722 / 001227
Instrument Date	Apr 27, 2018
Instrument	16877
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount Recorded
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 W NINE MILE RD #6101 PENSACOLA FL 325349493, 6101, PENSACOLA, FL 32534-9493

Mortgage

Document Number	37221231
Date	Apr 30, 2018
Book Page	003722/001231
Instrument	16878

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,244.00 (+2.24%) Homeowner's exemption	$290,450 (+3%)	$400,293 (+2.15%) Land $76,650 Building $323,643
2023	$3,173.00 (+2.52%) Homeowner's exemption	$281,989 (+3%)	$391,866 (+1.33%) Land $71,540 Building $320,326
2022	$3,095.00 Homeowner's exemption	$273,776	$386,729 Land $66,430 Building $320,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000

May also be available: Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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