Santa Rosa County property record for 2386 Phylis Rae Dr, Pace, FL 32571 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,385 sqft Heated Area |
| Lot Size | 47,045 sqft (1.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $61,000 (2018) |
| Tax Bill | $4,793.00 (2024) |
| Primary APN | 23-2N-30-0077-00Q00-0070 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,385 sqft Heated Area |
| Gross Area | 4,978 sqft Gross Area |
| 1st Floor | 4,260 sqft 1st Floor |
| Upper Floors | 353 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Masonry Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 47,045 sqft (1.08 acres) |
| Depth X Width | 2,950 ft x 1,470 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 875 sqft Garage |
| Fence | Fence |
| Porch | Finished/Screened Porch |
| Porch Area | 718 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 232N30007700Q000070 |
|---|---|
| Street Address | 2386 PHYLIS RAE DR |
| City | PACE |
| State | FL |
| Zip | 32571-7638 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PLANTATION PHASE 3 LOT 7 BLK Q AS DES IN OR 3695 PG 1940 |
| Legal Range | 30W |
| Legal Township | 02N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Phase | 3 |
| Legal Block | Q |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1042 |
| Census Tract | 10302 |
Source: Santa Rosa County records · APN 23-2N-30-0077-00Q00-0070
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2386 PHYLIS RAE DR, PACE, FL 32571-7638 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 01, 2022 | Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU |
| May 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK |
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORE BANK |
| Nov 19, 2019 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) UNITED BK |
| Jan 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage SANTA ROSA COUNTY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2018 · Amount on Record |
| Deed Sale | Jan 23, 2018 · Amount on Record |
| Deed Doc Number | 201802498 |
| Deed Book / Page | 3695 / 1940 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 08, 2026 |
| Property Address | 2386 PHYLIS RAE DR, MILTON, FL 32571-7638 |
| Document Number | 0000034259 |
| Book / Page | 4764 / 1626 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202634259 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2386 PHYLIS RAE DR, MILTON, FL 32571-7638 |
| Document Number | 0000034259, |
|---|---|
| Date | Jul 08, 2026 |
| Book Page | 4764/1626 |
| Instrument | 202634259 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2386 PHYLIS RAE DR, PACE, FL 32571-7638 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2396 PHYLIS RAE DR, MILTON, FL 32571-7638 |
| Document Number | 0043102072 |
|---|---|
| Date | Aug 01, 2022 |
| Book Page | 4310/2072 |
| Instrument | 202244759 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2386 PHYLIS RAE DR, PACE, FL 32571-7638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0038251738 |
|---|---|
| Date | May 03, 2019 |
| Book Page | 3825/1738 |
| Instrument | 201918034 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | ATMORE, AL 36502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2386 PHYLIS RAE DR, PACE, FL 32571-7638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0039600596 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 3960/596 |
| Instrument | 202027307 |
| Name | CORE BANK |
|---|---|
| Type | Bank |
| Address | BELLEVUE, NE 68123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2386 PHYLIS RAE DR, PACE, FL 32571-7638 |
| Document Number | 0038920616 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5001 CANAL ST MILTON FL 325702258, MILTON, FL 32570-2258 |
| Document Number | 0038920616 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 003892/000616 |
| Instrument | 52558 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | ATMORE, AL 36502 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 23, 2018 |
| Property Address | 2386 PHYLIS RAE DR, PACE, FL 32571-7638 |
| Document Number | 0036951940 |
| Book / Page | 3695 / 1940 |
| Map Reference | MB11 PG22-25 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 201802498 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CLEAR TITLE OF NORTHWEST FLO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $427.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102-1 E NINE MILE RD, 102-1, PENSACOLA, FL 32534-3141 |
| Name | Verified Name |
|---|---|
| Address | 5745 DUNBAR CIR, MILTON, FL 32583-2855 |
| Document Number | 0201802499 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 201802499 |
| Name | SANTA ROSA COUNTY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 22, 2033 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,793.00 (+2.28%) Homeowner's exemption | $409,403 (+3%) | $538,095 (+1.91%) Land $81,225 Building $456,870 |
| 2023 | $4,686.00 (+2.4%) Homeowner's exemption | $397,479 (+3%) | $528,000 (+1.95%) Land $75,810 Building $452,190 |
| 2022 | $4,576.00 Homeowner's exemption | $385,902 | $517,889 Land $70,395 Building $447,494 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 935 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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