2417 Lorelei Ter, Monroe, NC 28112 Property Records

Union County property record for 2417 Lorelei Ter, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,682 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,500 (Apr 2024)
Tax Bill	$4,033 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-351-342`

Property Details

APN / Parcel Number

Primary APN	`09-351-342`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,682 sqft Living Area
1st Floor Area	1,135 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2417 LORELEI TER
City	MONROE
State	NC
Zip	28112-7664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#358 WAXHAW LANDING MP1 OPCQ838-840
Legal Subdivision	WAXHAW LANDING
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4006
Census Tract	20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2417 LORELEI TER, MONROE, NC 28112-7664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Deed Document Number	20248423
Deed Book / Page	8887 / 186
Record Updated	Oct 29, 2026

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 16, 2024
Property Address	2417 LORELEI TER, MONROE, NC 28112-7664
Document Number	0008887186
Book / Page	8887 / 186
Map Reference	CAB Q FILE 838-840
Instrument Date	Apr 16, 2024
Instrument	8423
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2127 AYRSLEY TOWN BLVD STE 202, 202, CHARLOTTE, NC 28273-3555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 LORELEI TER, MONROE, NC 28112-7664

Mortgage

Document Number	0000008424
Date	Apr 16, 2024
Instrument	8424

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 5, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	May 1, 2031
Change Frequency	10 Years
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	10-Year TN
Margin	2
Max Rate	12.2%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,400 (-) Land $87,100 Building $374,300	$461,400 (-) Land $87,100 Building $374,300
2025	$4,033.00 (+749.05%)	$461,400 (+958.26%) Land $87,100 Building $374,300	$461,400 (+958.26%) Land $87,100 Building $374,300
2023	$475.00	$43,600 Land $43,600	$43,600 Land $43,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

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