2405 Lorelei Ter, Monroe, NC 28112 Property Records

Union County property record for 2405 Lorelei Ter, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2025)
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-351-345`

Property Details

APN / Parcel Number

Primary APN	`09-351-345`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	2405 LORELEI TER
City	MONROE
State	NC
Zip	28112-7664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#361 WAXHAW LANDING MP1 OPCQ838-840
Legal Subdivision	WAXHAW LANDING MAP 1
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4006
Census Tract	20501

Owner

Source: Union County assessment roll, APN 09-351-345, as of March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2405 LORELEI TER, MONROE, NC 28112-7664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2025	Warranty Deed, Transfer · Conventional Mortgage ALLEGACY FCU
Apr 09, 2024	Special Warranty Deed, Transfer · FHA Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Apr 09, 2024 · Amount on Record
Deed Document Number	20259499
Deed Book / Page	9102 / 184
Record Updated	Jun 08, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 21, 2025
Property Address	2405 LORELEI TER, MONROE, NC 28112-7664
Document Number	0009102184
Book / Page	9102 / 184
Map Reference	CAB Q FILE 838-840
Instrument Date	Mar 26, 2025
Instrument	9499
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2405 LORELEI TER, MONROE, NC 28112-7664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 LORELEI TER, MONROE, NC 28112-7664

Mortgage

Document Number	0000009500
Date	Apr 21, 2025
Instrument	9500

Lender

Name	ALLEGACY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 09, 2024
Property Address	2405 LORELEI TER, MONROE, NC 28112-7664
Document Number	0000088831
Book / Page	8883 / 1
Map Reference	CAB Q FILES 838-840
Instrument Date	Apr 09, 2024
Instrument	7795
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$788.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2127 AYRSLEY TOWN BLVD STE 202, 202, CHARLOTTE, NC 28273-3555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 LORELEI TER, MONROE, NC 28112-7664

Mortgage

Document Number	0000007796
Date	Apr 09, 2024
Instrument	7796

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Union County assessment roll as of March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,474.00 (+631.37%)	$397,500 (+811.7%) Land $87,100 Building $310,400	$397,500 (+811.7%) Land $87,100 Building $310,400
2023	$475.00	$43,600 Land $43,600	$43,600 Land $43,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), as of September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 50 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber.

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