Lorain County property record for 2324 Packard Dr, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1961 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (Sep 2022) |
| Tax Bill | $1,207 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-077-108-020 |
| Primary APN | 03-00-077-108-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Porch | Porch |
| Porch Area | 216 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2324 PACKARD DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-3510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMEWOOD 6 60 X 120 |
| Legal Subdivision | HOMEWOOD SUBDIVISION SIXTH ADDITION |
| Legal Block | 108 |
| Legal Lot Number | 1113 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 97500 |
2324 Packard Dr is owned by an individual who bought it in September 2022.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16114 SPERRY RD, VERMILION, OH 44089-9272 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC |
| Aug 29, 2020 | Deed of Trust, Mortgage NEXT CHAPTER CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on File |
| Deed Sale | Sep 27, 2022 · Amount on File |
| Prior Sale | Sep 8, 2020 · Amount on File |
| Deed Document Number | 2022006166 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 27, 2022 |
| Property Address | 2324 PACKARD DR, LORAIN, OH 44055-3510 |
| Document Number | 0000892874 |
| Map Reference | VOL 22 PG 90 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 2022-0892874 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | FIRST POINTE TITLE AGENCY, FIRST PRIORITY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16114 SPERRY RD # I, I, VERMILION, OH 44089-9272 |
| Document Number | 0000892875 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022-0892875 |
| Name | NORTHERN MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2324 PACKARD DR, LORAIN, OH 44055-3510 |
| Document Number | 0000777752 |
| Instrument Date | Aug 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4107 W 62ND PL ARVADA CO 800036714, ARVADA, CO 80003-6714 |
| Document Number | 0000777752 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 777752 |
| Name | NEXT CHAPTER CAPITAL LLC |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 2324 Packard Dr was $1,207.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,207.00 | $30,060 (-0.01%) Land $10,780 Building $19,280 | $85,890 (-) Land $30,800 Building $55,090 |
| 2024 | $1,207.00 (+1.09%) | $30,062 (+32.98%) Land $10,780 Building $19,282 | $85,890 (+32.98%) Land $30,800 Building $55,090 |
| 2023 | $1,194.00 (+0.93%) | $22,607 (+0.03%) Land $6,454 Building $16,153 | $64,590 Land $18,440 Building $46,150 |
| 2022 | $1,183.00 | $22,600 Land $6,450 Building $16,150 | |
| 2021 | $64,590 Land $18,440 Building $46,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2324 Packard Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2324 Packard Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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