2416 N Main St, Jay, OK 74346 Property Records

Delaware County property record for 2416 N Main St, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1974
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Sep 2017)
Tax Bill	$1,019 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23N24E-30-6-50999-000-0000`

Property Details

APN / Parcel Number

Primary APN	`23N24E-30-6-50999-000-0000`
Alternative APNs	`0013850` `13850`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	98,446 sqft (2.26 acres)

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	130 sqft
Shed	1 Shed
Shed Area	192 sqft

Location & Zoning

Account Number	13850
Street Address	2416 N MAIN ST
City	JAY
State	OK
Zip	74346-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30-23-24 KIRWOOD EAST RANCHETTES TRACT 2 326-172 570-601 BEG 46.7'E & 27' N OF SW COR W2 W2 NE, N 2200', E 544.5', S 200', W
Legal Range	24E
Legal Township	23N
Legal Section	30
Legal Subdivision	JAY-X LAND
Legal Tract	2,570-601
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	3
Census Block	3008
Census Tract	376000

Owner

2416 N Main St is owned by two individuals who bought it in September 2017.

Source: Delaware County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37626 S 630 RD, JAY, OK 74346-5540
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on File
Deed Sale	Sep 27, 2017 · Amount on File
Deed Document Number	20178234
Deed Book / Page	2213 / 691
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Sep 27, 2017
Property Address	2416 N MAIN ST, JAY, OK 74346-2200
Document Number	002213/691
Book / Page	2213 / 691
Instrument Date	Sep 26, 2017
Instrument	2017-008234
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37626 S 630 RD, JAY, OK 74346-5540

Mortgage

Document Number	2017008235
Date	Sep 27, 2017
Instrument	2017-008235

Lender

Name	GRAND SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 26, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2416 N Main St was $1,019, up 1.1% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,007 (+5%) Land $2,721 Building $9,286	$104,402 (-17.66%) Land $23,657 Building $80,745
2025	$1,019.00 (+1.09%)	$11,435 (+4.99%) Land $2,591 Building $8,844	$126,793 (-) Land $26,750 Building $100,043
2024	$1,008.00 (+9.8%)	$10,891 (+5%) Land $2,468 Building $8,423	$126,793 (+19.53%) Land $26,750 Building $100,043
2023	$918.00	$10,372 Land $2,382 Building $7,990	$106,074 Land $21,500 Building $84,574

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2416 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2416 N Main St is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 67% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000
Grand Telephone Company Fiber	200 / 200
T-Mobile Fixed Wireless	100 / 20