2110 N Main St, Jay, OK 74346 Property Records

Delaware County property record for 2110 N Main St, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,047 sqft · built 1987
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Oct 2017)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23N24E-30-6-50999-000-0000`

Property Details

APN / Parcel Number

Primary APN	`23N24E-30-6-50999-000-0000`
Alternative APNs	`0013841` `13841`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,047 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Metal
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Attached
Garage Area	529 sqft
Porch	Slab
Porch Area	246 sqft
Quonset Hut	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13841
Street Address	2110 N MAIN ST
City	JAY
State	OK
Zip	74346-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30-23-24 KIRWOOD EAST RANCHETTES TRACT 12 LESS .20 A TO HWY 2216-598
Legal Range	24E
Legal Township	23N
Legal Section	30
Legal Subdivision	JAY-X LAND
Legal Tract	12
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	3
Census Block	3008
Census Tract	376000

Owner

2110 N Main St is owned and occupied by two individuals who acquired it in December 2022.

Source: Delaware County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2110 N MAIN ST, JAY, OK 74346-2868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF GROVE
Jul 2, 2020	Deed of Trust, Mortgage THE CORNER STONE BANK
Aug 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF GROVE
Oct 20, 2017	Warranty Deed, Transfer · Commercial Mortgage BANK OF GROVE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2017 · Amount on File
Deed Sale	Oct 20, 2017 · Amount on File
Prior Sale	May 17, 2016 · Amount on File
Deed Document Number	20179098
Deed Book / Page	2216 / 598
Last Transfer Date	Dec 2, 2022
Transfer Doc	0000011490
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	2110 N MAIN ST, JAY, OK 74346-2868
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2260/440
Date	Nov 14, 2018
Book Page	2260/440
Instrument	2018-009197

Lender

Name	BANK OF GROVE
Type	Bank
Address	GROVE, OK 74344

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	2110 N MAIN ST, JAY, OK 74346-2868
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2328/474
Date	Jul 2, 2020
Book Page	2328/474
Instrument	2020-005026

Lender

Name	THE CORNER STONE BANK
Type	Bank
Address	SOUTH WEST CITY, MO 64863

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 30, 2021

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	2110 N MAIN ST, JAY, OK 74346-2868
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2397/75
Date	Aug 9, 2021
Book Page	2397/75
Instrument	2021-008655

Lender

Name	BANK OF GROVE
Type	Bank
Address	GROVE, OK 74344

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Oct 20, 2017
Property Address	2110 N MAIN ST, JAY, OK 74346-2868
Document Number	2216/598
Book / Page	2216 / 598
Instrument Date	Oct 16, 2017
Instrument	2017-009098
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	GRAND RIVER ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2110 N MAIN ST, JAY, OK 74346-2868

Mortgage

Document Number	2017009099
Date	Oct 20, 2017
Instrument	2017-009099

Lender

Name	BANK OF GROVE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2110 N Main St was $1,841 with a homeowner's exemption, up 1.1% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,300 (+3%) Land $2,540 Building $19,760	$193,906 (-36.58%) Land $22,086 Building $171,820
2025	$1,841.00 (+1.1%) Homeowner's exemption	$21,650 (+3%) Land $2,466 Building $19,184	$305,763 (-) Land $26,750 Building $279,013
2024	$1,821.00 (+6%) Homeowner's exemption	$21,019 (+2.99%) Land $2,394 Building $18,625	$305,763 (+18.88%) Land $26,750 Building $279,013
2023	$1,718.00 Homeowner's exemption	$20,408 Land $2,365 Building $18,043	$257,212 Land $21,500 Building $235,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2110 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2110 N Main St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: BOLT Fiber, Optimum.

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