2413 E Elm St, Urbana, IL 61802 Property Records

Champaign County property record for 2413 E Elm St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1962
Lot Size	0.138 acres (6,030 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Jun 2021)
Tax Bill	$1,748 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-21-15-129-005`

Property Details

APN / Parcel Number

Primary APN	`30-21-15-129-005`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	1,501 sqft
1st Floor Area	925 sqft
Basement Area	925 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Other
Lot Area	6,030 sqft (0.138 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2413 E ELM ST
City	URBANA
State	IL
Zip	61802-4564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 SCOTTSWOOD
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	SCOTTSWOOD
Legal Lot Number	43
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	3
Census Block	3007
Census Tract	5500

Owner

2413 E Elm St is owned by two individuals who acquired it in October 2024.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2909 WATTERSON CT, CHAMPAIGN, IL 61822-5334
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jan 13, 2021	Warranty Deed, Transfer NOT AVAILABLE, ACT
Jan 13, 2021	Warranty Deed, Transfer · Line of Credit INB NATIONAL ASSOCIATION
Dec 18, 2017	Loan Modification, Mortgage FIRST MIDWEST BK
Jan 6, 2017	Deed with Mortgage, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on File
Deed Sale	Jun 22, 2021 · Amount on File
Prior Sale	Jan 13, 2021 · Amount on File
Deed Document Number	202114497
Last Transfer Date	Oct 8, 2024
Transfer Doc	0000016507
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 22, 2021
Property Address	2413 E ELM ST, URBANA, IL 61802-4564
Document Number	0000014497
Map Reference	MB N PG 96
Instrument Date	Jun 15, 2021
Instrument	2021R14497
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014498
Date	Jun 22, 2021
Instrument	2021R14498

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 13, 2021
Property Address	2413 E ELM ST, URBANA, IL 61802-4564
Document Number	0000000885
Map Reference	MB N PG96 DOC678843
Instrument Date	Dec 24, 2020
Instrument	2021R00885
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount on Record
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3665, CHAMPAIGN, IL 61826-3665
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 13, 2021
Property Address	2413 E ELM ST, URBANA, IL 61802-4564
Document Number	0000000886
Map Reference	DOC 678843
Instrument Date	Nov 10, 2020
Instrument	2021R00886
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	207 EMAIN ST, MONTICELLO, IL 61856

Mortgage

Document Number	0000000887
Date	Jan 13, 2021
Instrument	2021R00887

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 18, 2017
Property Address	2413 E ELM ST, URBANA, IL 61802-4564
Instrument Date	Dec 15, 2017
Instrument	23439
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 S NEIL ST CHAMPAIGN IL 618205220, CHAMPAIGN, IL 61820-5220

Mortgage

Document Number	0000023439
Date	Dec 18, 2017
Instrument	23439

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	1 PIERCE PL # 1500, ITASCA, IL 60143-1234

Agreement

Amount	Amount on Record

January 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 6, 2017
Property Address	2413 E ELM ST, URBANA, IL 61802-4564
Instrument Date	Nov 8, 2016
Instrument	440
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2413 E ELM URBANA IL 61803, URBANA, IL 61803

Mortgage

Document Number	0000000440
Date	Jan 6, 2017
Instrument	440

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Term	60 Months
Due	Jan 5, 2022

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,320 Land $3,660 Building $25,660	$87,960 Land $10,980 Building $76,980
2024	$1,748.00
2022	$1,527.00 Homeowner's exemption	$23,420 Land $2,930 Building $20,490	$70,260 Land $8,790 Building $61,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2413 E Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2413 E Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fidium Fiber, Nextlink.

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