2416 Big Divide Rd, Copperas Cove, TX 76522 Property Records

Lampasas County property record for 2416 Big Divide Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	3,445 sqft · built 2007
Lot Size	0.932 acres (40,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,100 (Jul 2020)
Tax Bill	$9,200 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Sep 2021 Mortgage + 2 more
APN	`11173-001-003-00`

Property Details

APN / Parcel Number

Primary APN	`11173-001-003-00`
Alternative APN	`20342`

Interior

Building Area	3,445 sqft Total Area
1st Floor Area	2,540 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	40,598 sqft (0.932 acres)
Lot Dimensions	228 ft deep x 178 ft wide
Garage Type	Attached
Garage Area	483 sqft
Porch	Porch
Porch Area	422 sqft

Location & Zoning

Account Number	11173-001-003-00
Street Address	2416 BIG DIVIDE RD
City	COPPERAS COVE
State	TX
Zip	76522-3575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 3 BLK: 1 ADDN: SKYLINE VALLEY S PH III LOCCD:100 SHAREDACCT:143610
Legal Subdivision	SKYLINE VALLEY SOUTH PHASE THREE
Legal Block	1
Jurisdiction	LAMPASAS TX
Township / Civil Division	LAMPASAS
Census Block Group	1
Census Block	1029
Census Tract	950304

Owner

Source: Lampasas County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2416 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Sep 9, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 24, 2018	Deed of Trust, Mortgage · VA Mortgage BOKF NA
Jul 13, 2020	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	May 25, 2006 · Amount on Record
Deed Document Number	2020182057
Deed Book / Page	571 / 253
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	2416 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3575
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2416 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3575

Mortgage

Document Number	0000199691
Date	Dec 1, 2023
Instrument	199691

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	176 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	2416 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3575
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	406/314
Date	Sep 9, 2021
Book Page	406/314
Instrument	188463

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	2416 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3575
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	355/340
Date	Sep 24, 2018
Book Page	355/340
Instrument	173849

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Jul 13, 2020
Property Address	2416 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3575
Document Number	571/253
Book / Page	571 / 253
Map Reference	CAB 2 SL 32&33
Instrument Date	Jul 8, 2020
Instrument	182057
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12111 SAWHILL BLVD, 12111, SPOTSYLVANIA, VA 22553-3678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 RYAN DR, COPPERAS COVE, TX 76522-7712

Mortgage

Document Number	38257
Date	Jul 13, 2020
Instrument	382/57

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lampasas County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Copperas Cove City
County	Lampasas County
Unified School District	Lampasas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,200.00 (+96.41%)
2025	$4,684.00 (-2.11%) Homeowner's exemption	$429,070 (-4.48%) Land $55,920 Building $373,150	$429,070 (-4.48%) Land $55,920 Building $373,150
2023		$449,190 Land $36,310 Building $412,880	$449,190 Land $36,310 Building $412,880
2022	$4,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2014–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 56% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Nextlink Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP.

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