2332 Big Divide Rd, Copperas Cove, TX 76522 Property Records

Lampasas County property record for 2332 Big Divide Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	4,476 sqft · built 2006
Lot Size	0.872 acres (37,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,800 (Sep 2023)
Tax Bill	$9,896 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2020 Mortgage
APN	`11173-002-002-00`

Property Details

APN / Parcel Number

Primary APN	`11173-002-002-00`
Alternative APN	`20346`

Interior

Building Area	4,476 sqft Total Area
1st Floor Area	1,418 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	37,984 sqft (0.872 acres)
Lot Dimensions	242 ft deep x 157 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Porch
Porch Area	1,172 sqft

Location & Zoning

Account Number	11173-002-002-00
Street Address	2332 BIG DIVIDE RD
City	COPPERAS COVE
State	TX
Zip	76522-3577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2 BLK: 2 ADDN: SKYLINE VALLEY S PH III LOCCD:100 SHAREDACCT:143606
Legal Subdivision	SKYLINE VALLEY SOUTH
Legal Block	2
Jurisdiction	LAMPASAS TX
Township / Civil Division	LAMPASAS
Census Block Group	1
Census Block	1029
Census Tract	950304

Owner

Source: Lampasas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2332 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Vendor's Lien, Transfer · VA Mortgage XPERT HOME LENDING INC
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on Record
Deed Sale	Sep 5, 2023 · Amount on Record
Prior Sale	Mar 27, 2018 · Amount on Record
Deed Document Number	2023198685
Prior Transfer Date	Mar 26, 2018
Prior Transfer Doc	0000171414
Record Updated	Oct 29, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Sep 5, 2023
Property Address	2332 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3577
Document Number	0000198685
Map Reference	CAB 2 SL 32&33
Instrument Date	Aug 31, 2023
Instrument	198685
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2332 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3577

Mortgage

Document Number	0000193686
Date	Sep 5, 2023
Instrument	193686

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	2332 BIG DIVIDE RD, COPPERAS COVE, TX 76522-3577
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000384/618
Date	Aug 21, 2020
Book Page	384/618
Instrument	182707

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lampasas County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Copperas Cove City
County	Lampasas County
Unified School District	Lampasas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,896.00 (+71.87%)	$441,460 (-4.43%) Land $52,320 Building $389,140	$441,460 (-4.43%) Land $52,320 Building $389,140
2025	$5,758.00 (+6.69%) Homeowner's exemption	$461,940 (-4.85%) Land $52,320 Building $409,620	$461,940 (-4.85%) Land $52,320 Building $409,620
2023		$485,500 Land $32,030 Building $453,470	$485,500 Land $32,030 Building $453,470
2022	$5,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2014–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 54% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Nextlink Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP.

Nearby Properties on Big Divide Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures