Union County property record for 2415 Ruben Rd, Monroe, NC 28112 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1959 |
| Square Footage | 2,404 sqft Living Area |
| Lot Size | 201,073 sqft (4.61 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $299,900 (2020) |
| Tax Bill | $2,027.00 (2025) |
| Primary APN | 04-261-014A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,404 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 201,073 sqft (4.61 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 2415 RUBEN RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8033 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 4.616A 7823-029 |
| Jurisdiction | UNION NC |
| Minor Civil Division | BUFORD |
| Census Blockgroup | 4 |
| Census Block | 4010 |
| Census Tract | 20902 |
Source: Union County records · APN 04-261-014A
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2415 RUBEN RD, MONROE, NC 28112-8033 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Mar 17, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2020 · Amount on Record |
| Deed Sale | Sep 25, 2020 · Amount on Record |
| Prior Sale | Mar 17, 2017 · Amount on Record |
| Deed Doc Number | 202038399 |
| Deed Book / Page | 7823 / 29 |
| Prior Transfer Date | Dec 01, 2005 |
| Prior Transfer Doc | 4000734 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 25, 2020 |
| Property Address | 2415 RUBEN RD, MONROE, NC 28112-8033 |
| Document Number | 0000782329 |
| Book / Page | 7823 / 29 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 38399 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3003 SECREST SHORTCUT RD, 3003, MONROE, NC 28110-8755 |
| Name | Verified Name |
|---|---|
| Address | 2415 RUBEN RD, MONROE, NC 28112-8033 |
| Document Number | 0000038400 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 38400 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 17, 2017 |
| Property Address | 2415 RUBEN RD, MONROE, NC 28112-8033 |
| Document Number | 0006895804 |
| Book / Page | 6895 / 804 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 0007448 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 184, OAK ISLAND, NC 28465-6851 |
| Name | Verified Name |
|---|---|
| Address | 2415 RUBEN RD, MONROE, NC 28112-8033 |
| Document Number | 0000007449 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 0007449 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 (+29.27%) | $440,000 (+74.19%) Land $123,600 Building $316,400 | $440,000 (+74.19%) Land $123,600 Building $316,400 |
| 2023 | $1,568.00 | $252,600 Land $48,200 Building $204,400 | $252,600 Land $48,200 Building $204,400 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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