2317 Ruben Rd, Monroe, NC 28112 Property Records

Union County property record for 2317 Ruben Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,204 sqft · built 1999
Lot Size	1.01 acres (44,213 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2020)
Tax Bill	$1,138 (2025)
Deeds & Mortgages	Oct 2020 Sale May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-258-009B`

Property Details

APN / Parcel Number

Primary APN	`04-258-009B`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,204 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	44,213 sqft (1.01 acres)
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2317 RUBEN RD
City	MONROE
State	NC
Zip	28112-8032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#2 STARNES OPCF016
Legal Subdivision	PHALA J STRANES SUBDIVISION
Legal Lot Number	2
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	4
Census Block	4010
Census Tract	20902

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	107 AIRPORT RD, MONROE, NC 28110-7380
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 16, 2017	Deed of Trust, Mortgage · Line of Credit LOCAL GOV'T EMPS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Jun 22, 2001 · Amount on Record
Deed Document Number	202042992
Deed Book / Page	7856 / 357
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 22, 2020
Property Address	2317 RUBEN RD, MONROE, NC 28112-8032
Document Number	7856357
Book / Page	007856 / 000357
Instrument Date	Oct 22, 2020
Instrument	42992
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 AIRPORT RD MONROE NC 281107380, MONROE, NC 28110-7380

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2317 RUBEN RD, MONROE, NC 28112-8032
Document Number	693529
Book / Page	006935 / 000029
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	693529
Date	May 19, 2017
Book Page	006935/000029
Instrument	13881

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,138.00 (+2.99%)	$247,000 (+38.69%) Land $37,200 Building $209,800	$247,000 (+38.69%) Land $37,200 Building $209,800
2023	$1,105.00	$178,100 Land $24,800 Building $153,300	$178,100 Land $24,800 Building $153,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruben Rd

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