2415 N 12th St, Temple, TX 76501 Property Records

Bell County property record for 2415 N 12th St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	1,111 sqft · built 2004
Lot Size	0.14 acres (6,090 sqft)
Owner	Individual Name on Record
Last Sale	$93,500 (Apr 2018)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0075650054`

Property Details

APN / Parcel Number

Primary APN	`0075650054`
Alternative APNs	`332875` `843288`

Interior

Stories	1 Story
Building Area	1,111 sqft Living Area
1st Floor Area	1,111 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,090 sqft (0.14 acres)
Lot Dimensions	105 ft deep x 58 ft wide
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	44 sqft

Location & Zoning

Street Address	2415 N 12TH ST
City	TEMPLE
State	TX
Zip	76501-1464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANTANA HOMES ADDITION PHASE I, BLOCK 001, LOT 0019
Legal Subdivision	LANTANA HOMES ADDITION PHASE I
Legal Block	1
Legal Lot Number	19
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2012
Census Tract	20500

Owner

Source: Bell County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2415 N 12TH ST, TEMPLE, TX 76501-1464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Apr 30, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	201817327
Prior Transfer Date	Apr 27, 2018
Prior Transfer Doc	0000017327
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Jul 17, 2026
Property Address	2415 N 12TH ST, TEMPLE, TX 76501-1464
Document Number	0000036108
Instrument Date	Jul 13, 2026
Instrument	202636108
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 N 12TH ST, TEMPLE, TX 76501-1464

Mortgage

Document Number	0000036108,
Date	Jul 17, 2026
Instrument	202636108

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.52%
Max Rate	-1%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 30, 2018
Property Address	2415 N 12TH ST, TEMPLE, TX 76501-1464
Document Number	0000017327
Book / Page	010437 / 000354
Instrument Date	Apr 27, 2018
Instrument	17327
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 N 12TH ST TEMPLE TX 765011464, TEMPLE, TX 76501-1464

Mortgage

Document Number	17328
Date	Apr 30, 2018
Book Page	010437/000354
Instrument	17328

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,267.00 (+19.76%)	$159,809 (-9.72%)	$187,964 (+6.18%) Land $19,793 Building $168,171
2023	$1,893.00 (-21.68%) Homeowner's exemption	$177,018 Land $18,270 Building $158,748	$177,018 Land $18,270 Building $158,748
2022	$2,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T, Nextlink.

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