2403 N 12th St, Temple, TX 76501 Property Records

Bell County property record for 2403 N 12th St, Temple, TX 76501

Property Summary

Property TypeSingle Family Home
Details1,093 sqft · built 2004
Lot Size0.173 acres (7,562 sqft)
OwnerCompany Name on Record
Tax Bill$3,976 (2023)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0075650063

Property Details

APN / Parcel Number

Primary APN0075650063
Alternative APNs
  • 332878
  • 765871

Interior

Stories1 Story
Building Area1,093 sqft Living Area
1st Floor Area1,093 sqft

Exterior

Year BuiltBuilt 2004
Lot Area7,562 sqft (0.173 acres)
Lot Dimensions114 ft deep x 66 ft wide
Garage Area345 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area68 sqft

Location & Zoning

Account Number765871
Street Address2403 N 12TH ST
CityTEMPLE
StateTX
Zip76501-1464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANTANA HOMES ADDITION PHASE I, BLOCK 001, LOT 0022
Legal SubdivisionLANTANA HOMES ADDITION PHASE I
Legal Block1
Legal Lot Number22
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2012
Census Tract20500

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1506 PASEO DEL PLATA STE 200, 200, TEMPLE, TX 76502-3490
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2016
Deed SaleFeb 2, 2016
Prior SaleNov 24, 2010
Deed Document Number2016-00003904
Record UpdatedJun 7, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address2403 N 12TH ST, TEMPLE, TX 76501-1464
Document Number0000043233
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedSep 14, 2020
Title CompanyFIRST CMNTY TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1506 PASEO DEL PLATA #200 TEMPLE TX 765023490, 200, TEMPLE, TX 76502-3490

Mortgage

Document Number0000043233
DateAug 18, 2020
Instrument43233
Lender
NameFIRST TX BK
TypeBank
AddressPO BOX 11539, KILLEEN, TX 76547-1539
Agreement
AmountAmount Recorded
Term240 Months
DueAug 17, 2040

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,976.00 (+15.31%)$180,276 Land $20,567 Building $159,709$180,276 Land $20,567 Building $159,709
2022$3,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband, AT&T, Nextlink.

Nearby Properties on N 12th St

Nearby Streets

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