2415 Harmony Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2415 Harmony Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,193 sqft · built 1992
Lot Size	2.5 acres (109,205 sqft)
Owner	Individual Name on File
Last Sale	$754,000 (Mar 2020)
Tax Bill	$11,356 (2026)
Deeds & Mortgages	Mar 2020 Sale Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04300-00-00-05900`

Property Details

APN / Parcel Number

Primary APN	`04300-00-00-05900`
Alternative APN	`9282`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,193 sqft Finished Area
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	109,205 sqft (2.5 acres)
Garage Area	552 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Deck Area	168 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2415 HARMONY DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-8990
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	HARMONY LOT 1
Legal Subdivision	HARMONY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	3
Census Block	3000
Census Tract	11000

Owner

Source: Albemarle County records · APN 04300-00-00-05900

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2415 HARMONY DR, CHARLOTTESVILLE, VA 22901-8990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Sep 28, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Prior Sale	Jun 27, 2012
Deed Document Number	20203123
Deed Book / Page	5290 / 419
Record Updated	Sep 20, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 19, 2020
Property Address	2415 HARMONY DR, CHARLOTTESVILLE, VA 22901-8990
Document Number	0000003123
Book / Page	005290 / 000419
Instrument Date	Mar 09, 2020
Instrument	3123
Transaction Type	Transfer
Record Updated	May 05, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$754.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2415 HARMONY DR CHARLOTTESVILLE VA 229018990, CHARLOTTESVILLE, VA 22901-8990

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2415 HARMONY DR, CHARLOTTESVILLE, VA 22901-8990
Document Number	0000010958
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2415 HARMONY DR CHARLOTTESVILLE VA 229018990, CHARLOTTESVILLE, VA 22901-8990

Mortgage

Document Number	0000010958
Date	Oct 08, 2019
Book Page	005226/000660
Instrument	10958

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,356.00 (+7.03%)	$1,270,200 (+7.03%) Land $213,300 Building $1,056,900	$1,270,200 (+7.03%) Land $213,300 Building $1,056,900
2025	$10,610.00 (+31.1%)	$1,186,800 (+25.23%) Land $191,900 Building $994,900	$1,186,800 (+25.23%) Land $191,900 Building $994,900
2023	$8,093.00	$947,700 Land $174,000 Building $773,700	$947,700 Land $174,000 Building $773,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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