Albemarle County property record for 2405 Harmony Dr, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,292 sqft · built 2003 |
| Lot Size | 5.03 acres (219,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $835,000 (Jun 2016) |
| Tax Bill | $12,330 (2026) |
| Deeds & Mortgages | Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04300-00-00-06000 |
| Primary APN | 04300-00-00-06000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,292 sqft Finished Area |
| Basement Area | 1,456 sqft |
| Finished Basement | 1,456 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 219,499 sqft (5.03 acres) |
| Garage Type | Detached |
| Garage Area | 1,330 sqft |
| Driveway | Paver Driveway |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 720 sqft |
| Porch | Slab |
| Porch Area | 374 sqft |
| Deck Area | 65 sqft |
| Patio Area | 927 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2405 HARMONY DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-8990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | HARMONY 2 |
| Legal Subdivision | HARMONY |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11000 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2405 HARMONY DR, CHARLOTTESVILLE, VA 22901-8990 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2016 · Amount on Record |
| Deed Sale | Jun 3, 2016 · Amount on Record |
| Deed Document Number | 20165621 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2405 HARMONY DR, CHARLOTTESVILLE, VA 22901-8990 |
| Document Number | 0000012022 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2405 HARMONY DR CHARLOTTESVILLE VA 229018990, CHARLOTTESVILLE, VA 22901-8990 |
| Document Number | 0000012022 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 005237/000687 |
| Instrument | 12022 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,330.00 (+5.99%) | $1,379,200 (+5.99%) Land $234,200 Building $1,145,000 | $1,379,200 (+5.99%) Land $234,200 Building $1,145,000 |
| 2025 | $11,633.00 (+25.76%) | $1,301,300 (+20.13%) Land $210,600 Building $1,090,700 | $1,301,300 (+20.13%) Land $210,600 Building $1,090,700 |
| 2023 | $9,250.00 | $1,083,200 Land $191,100 Building $892,100 | $1,083,200 Land $191,100 Building $892,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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