Winneshiek County property record for 2415 Emerald Rd, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,680 sqft · built 1999 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Aug 2014) |
| Tax Bill | $4,154 (2026) |
| Deeds & Mortgages | Apr 2017 Line of Credit Sep 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 112437700400 |
| Primary APN | 112437700400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Basement Area | 1,680 sqft |
| Finished Basement | 775 sqft |
| Unfinished Basement | 905 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Lot Dimensions | 221 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2415 EMERALD RD |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-7582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 EMERALD TERRACE SUBDIVISION BLK 1 |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 24 |
| Legal Subdivision | EMERALD TERRACE SUB |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 950400 |
Source: Winneshiek County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2415 EMERALD RD, DECORAH, IA 52101-7582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2017 | Deed of Trust, Mortgage · Line of Credit DECORAH BANK & TRUST CO |
| Sep 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LASALLE BANK FSB |
| Jul 15, 2019 | Deed of Trust, Mortgage · Balloon Mortgage KERDNT BROTHERS BANK |
| Sep 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LASALLE BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2014 · Amount on Record |
| Deed Sale | Aug 11, 2014 · Amount on Record |
| Deed Document Number | 20141992 |
| Deed Book / Page | 2014 / 1992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2415 EMERALD RD, DECORAH, IA 52101-7582 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/1043 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 2017/1043 |
| Instrument | 2017 1043 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DECORAH, IA 52101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 18, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2415 EMERALD RD, DECORAH, IA 52101-7582 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/2777 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 2019/2777 |
| Instrument | 2777 |
| Name | LASALLE BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2415 EMERALD RD, DECORAH, IA 52101-7582 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/1826 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 2019/1826 |
| Instrument | 1826 |
| Name | KERDNT BROTHERS BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2415 EMERALD RD, DECORAH, IA 52101-7582 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019/2778 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 2019/2778 |
| Instrument | 2778 |
| Name | LASALLE BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2029 |
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,154.00 | $373,770 (-) Land $37,260 Building $336,510 | $373,770 (-) Land $37,260 Building $336,510 |
| 2025 | $4,154.00 (+5.43%) Homeowner's exemption | $373,770 (+13.2%) Land $37,260 Building $336,510 | $373,770 (+13.2%) Land $37,260 Building $336,510 |
| 2024 | $3,940.00 (+7.42%) | ||
| 2023 | $330,190 (+15.82%) Land $37,260 Building $292,930 | $330,190 (+15.82%) Land $37,260 Building $292,930 | |
| 2022 | $3,668.00 Homeowner's exemption | $285,080 Land $31,050 Building $254,030 | |
| 2021 | $285,080 Land $31,050 Building $254,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
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