Winneshiek County property record for 2413 Emerald Rd, Decorah, IA 52101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,468 sqft · built 1999 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,330 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112437700500 |
| Primary APN | 112437700500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| Basement Area | 1,468 sqft |
| Unfinished Basement | 1,468 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Lot Dimensions | 221 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Geothermal |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2413 EMERALD RD |
|---|---|
| City | DECORAH |
| State | IA |
| Zip | 52101-7582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 EMERALD TERRACE SUBDIVISION BLK 1 |
| Legal Range | 08W |
| Legal Township | 98N |
| Legal Section | 24 |
| Legal Subdivision | EMERALD TERRACE SUB |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | WINNESHIEK IA |
| Township / Civil Division | DECORAH |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 950400 |
Source: Winneshiek County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2413 EMERALD RD, DECORAH, IA 52101-7582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNESHIEK IA |
| Property Address | 2413 EMERALD RD, DECORAH, IA 52101-7582 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 02021/4582 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 2021/4582 |
| Instrument | 2021 4582 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 22, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Winneshiek County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winneshiek County |
| Unified School District | Decorah Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,330.00 | $290,790 (-) Land $37,260 Building $253,530 | $290,790 (-) Land $37,260 Building $253,530 |
| 2025 | $3,330.00 (+4.26%) | $290,790 (+12.16%) Land $37,260 Building $253,530 | $290,790 (+12.16%) Land $37,260 Building $253,530 |
| 2024 | $3,194.00 (+7.47%) | ||
| 2023 | $259,260 (+15.85%) Land $37,260 Building $222,000 | $259,260 (+15.85%) Land $37,260 Building $222,000 | |
| 2022 | $2,972.00 | $223,790 Land $31,050 Building $192,740 | |
| 2021 | $223,790 Land $31,050 Building $192,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
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