2415 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2415 E 13th St, Chattanooga, TN 37404 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,218 sqft · built 1925
Lot Size0.162 acres (7,100 sqft)
OwnerIndividual Name on File
Last Sale$34,900 (Oct 2009)
Tax Bill$1,455 (2025)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN156C B 015

Property Details

APN / Parcel Number

Primary APN156C B 015
Alternative APN
  • 0000090442

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,218 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1958
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,100 sqft (0.162 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeDetached
Garage Area300 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000090442
Street Address2415 E 13TH ST
CityCHATTANOOGA
StateTN
Zip37404-4622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 BLK 18 WATKINS ADDN PB3 PG4
Legal SubdivisionWATKINS ADDN
Legal Block18
Legal Lot Number3
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2022
Census Tract1300

Owner

Source: Hamilton County records · APN 156C B 015

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2309 NIMITZ ST, CHATTANOOGA, TN 37406-2222
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2009 · Amount on Record
Deed SaleOct 06, 2009 · Amount on Record
Prior SaleDec 12, 2008 · Amount on Record
Deed Document Number2009100600018
Deed Book / Page9031 / 575
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2415 E 13TH ST, CHATTANOOGA, TN 37404-4622
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyFIRST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000295
DateAug 22, 2022
Book Page13066/6
Instrument2022082200295
Lender
NameTENNESSEE VALLEY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.34%
AdjustableAdjustable Rate Rider
Type Change DateSep 01, 2029
Change Frequency7 Years
Min Rate At Change2.85%
Max Rate At Change9.34%
Index1-Year CMT
Max Rate9.34%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,455.00 (-5.52%)$96,025 (+39.42%)$384,100 (+39.42%) Land $50,000 Building $334,100
2024$1,540.00 (+315.09%)$68,875 (+314.29%)$275,500 (+314.29%) Land $20,000 Building $255,500
2023$371.00$16,625 (-)$66,500 (-) Land $20,000 Building $46,500
2022$371.00$16,625$66,500 Land $20,000 Building $46,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 538 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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