2410 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2410 E 13th St, Chattanooga, TN 37404 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,715 sqft · built 1910
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$31,000 (Mar 2023)
Tax Bill	$588 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`156C L 007`

Property Details

APN / Parcel Number

Primary APN	`156C L 007`
Alternative APN	`0000090680`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,715 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1947
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000090680
Street Address	2410 E 13TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0105 18 05 LT 16 BLK 17 WATKINS ADDN PB 3 PG 4
Legal Subdivision	WATKINS ADDITION TO RIDGEDALE
Legal Block	17
Legal Lot Number	16
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2032
Census Tract	1300

Owner

Source: Hamilton County records · APN 156C L 007

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	102 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5027
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE
Jan 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU
Mar 03, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TNVI LLC
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2023 · Amount on Record
Deed Sale	Mar 03, 2023 · Amount on Record
Deed Document Number	2023117
Deed Book / Page	13227 / 752
Prior Transfer Date	Dec 30, 2002
Prior Transfer Doc	6498219
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 29, 2026
Property Address	2410 E 13TH ST, CHATTANOOGA, TN 37404-4621
Document Number	0000000114
Book / Page	14384 / 892
Instrument Date	Jul 28, 2026
Instrument	2026114
Transaction Type	Transfer
Record Updated	Aug 06, 2026
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$125,189.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2410 E 13TH ST, CHATTANOOGA, TN 37404-4621

Mortgage

Document Number	0000000115,
Date	Jul 29, 2026
Instrument	202629115

Lender

Name	HIGHLANDS RESID'L MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2410 E 13TH ST, CHATTANOOGA, TN 37404-4621
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5027

Mortgage

Document Number	0000000105
Date	Jan 26, 2024
Book Page	13498/389
Instrument	2024012600105

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.32%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2032
Change Frequency	6 Months
Min Rate At Change	6.32%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	13.3%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 03, 2023
Property Address	2410 E 13TH ST, CHATTANOOGA, TN 37404-4621
Document Number	0000000117
Book / Page	13227 / 752
Map Reference	MB 3 PG 4
Instrument Date	Feb 24, 2023
Instrument	2023030300117
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	KEY TITLE AND ESCROW, KEY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MORNINGSIDE DR, CHATTANOOGA, TN 37404-5027

Mortgage

Document Number	0132270756
Date	Mar 03, 2023
Instrument	13227-0756

Lender

Name	TNVI LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2410 E 13TH ST, CHATTANOOGA, TN 37404-4621
Document Number	0527000137
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2410 E 13TH ST CHATTANOOGA TN 374044621, CHATTANOOGA, TN 37404-4621

Mortgage

Document Number	0527000137
Date	May 27, 2020
Book Page	012013/000749
Instrument	200527000137

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$588.00 (+31.25%)	$38,800 (+93.76%)	$155,200 (+93.76%) Land $50,000 Building $105,200
2024	$448.00	$20,025 (-)	$80,100 (-) Land $20,000 Building $60,100
2023	$448.00	$20,025 (-)	$80,100 (-) Land $20,000 Building $60,100
2022	$448.00	$20,025	$80,100 Land $20,000 Building $60,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	1,200 / 35

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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