Albemarle County property record for 2415 Commonwealth Dr, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,324 sqft · built 1962 |
| Lot Size | 0.323 acres (14,105 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,705 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061M0-00-10-00800 |
| Primary APN | 061M0-00-10-00800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Finished Area |
| Basement Area | 576 sqft |
| Finished Basement | 288 sqft |
| Unfinished Basement | 288 sqft |
| Family Room | Family Room |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 14,105 sqft (0.323 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 180 sqft |
| Patio Area | 108 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 2415 COMMONWEALTH DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 RESIDEN |
| Legal Description | BERKELEY 3 10 8 |
| Legal Subdivision | BERKELEY |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10702 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2415 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2019 | Quit Claim Deed, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Feb 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 11, 2019 |
| Transfer Doc | 0000003411 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Apr 17, 2019 |
| Property Address | 2415 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1621 |
| Document Number | 0000003411 |
| Book / Page | 005155 / 000227 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 3411 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2415 COMMONWEALTH DR CHARLOTTESVILLE VA 229011621, CHARLOTTESVILLE, VA 22901-1621 |
| Document Number | 3412 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 005155/000232 |
| Instrument | 3412 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2415 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1621 |
| Document Number | 0000001942 |
| Book / Page | 004877 / 000180 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 2415 COMMONWEALTH DR CHARLOTTESVILLE VA 229011621, CHARLOTTESVILLE, VA 22901-1621 |
| Document Number | 0000001942 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 004877/000180 |
| Instrument | 1942 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2047 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,705.00 (+1.76%) | $414,400 (+1.74%) Land $155,000 Building $259,400 | $414,400 (+1.74%) Land $155,000 Building $259,400 |
| 2025 | $3,641.00 (+18.14%) | $407,300 (+12.86%) Land $150,000 Building $257,300 | $407,300 (+12.86%) Land $150,000 Building $257,300 |
| 2023 | $3,082.00 | $360,900 Land $127,000 Building $233,900 | $360,900 Land $127,000 Building $233,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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