2413 Commonwealth Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2413 Commonwealth Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,248 sqft · built 1971
Lot Size	0.331 acres (14,446 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061M0-00-10-00700`

Property Details

APN / Parcel Number

Primary APN	`061M0-00-10-00700`
Alternative APN	`23889`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Finished Area
Basement Area	1,248 sqft
Finished Basement	624 sqft
Unfinished Basement	624 sqft
Family Room	Family Room
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,446 sqft (0.331 acres)
View / Lot	Proximity to Airport
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Deck Area	565 sqft
Patio Area	104 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	2413 COMMONWEALTH DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 RESIDEN
Legal Description	BERKELEY 3 10 7
Legal Subdivision	BERKELEY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3003
Census Tract	10702

Owner

2413 Commonwealth Dr is owned and occupied by two individuals who acquired it in February 2006.

Source: Albemarle County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2413 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 15, 2006
Transfer Doc	3159/007
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2413 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1621
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5573/759
Date	Jul 13, 2021
Book Page	5573/759
Instrument	2021-00012235

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2413 Commonwealth Dr was $3,861.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,500 (-0.09%) Land $155,000 Building $276,500	$431,500 (-0.09%) Land $155,000 Building $276,500
2025	$3,861.00	$431,900 Land $150,000 Building $281,900	$431,900 Land $150,000 Building $281,900
2023	$3,055.00	$357,800 Land $127,000 Building $230,800	$357,800 Land $127,000 Building $230,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2413 Commonwealth Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2413 Commonwealth Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20