2415 Colby Dr, McHenry, IL 60050 Property Records

McHenry County property record for 2415 Colby Dr, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,732 sqft · built 1992
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on Record
Last Sale$408,000 (Mar 2019)
Tax Bill$15,590 (2024)
Deeds & MortgagesMar 2021 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-13-276-013

Property Details

APN / Parcel Number

Primary APN14-13-276-013

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,732 sqft Living Area
1st Floor Area1,871 sqft
Basement Area1,541 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area29,621 sqft (0.68 acres)
Garage TypeAttached
Garage Area808 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2415 COLBY DR
CityMCHENRY
StateIL
Zip60050-6725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0006270 LTS 23, 24 & 25 STILLINGS HIGHLAND SUB
Legal SubdivisionSTILLINGS HIGHLAND SUB
Legal Block276
Legal Lot Number23-25
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1003
Census Tract870810

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2415 COLBY DR, MCHENRY, IL 60050-6725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 11, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2019 · Amount on Record
Deed SaleMar 11, 2019 · Amount on Record
Prior SaleMar 16, 1994 · Amount on Record
Deed Document Number20196270
Prior Transfer DateMar 7, 2019
Prior Transfer Doc0000006270
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2415 COLBY DR, MCHENRY, IL 60050-6725
Transaction TypeMortgage
Record UpdatedMar 18, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012819
DateMar 9, 2021
Instrument2021R0012819
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 11, 2019
Property Address2415 COLBY DR, MCHENRY, IL 60050-6725
Document Number0000006270
Map ReferenceDOC99713 MB7PG39
Instrument DateMar 7, 2019
Instrument2019R0006270
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIRST UNITED TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$612.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2415 COLBY DR, MCHENRY, IL 60050-6725

Mortgage

Document Number0000006271
DateMar 11, 2019
Instrument2019R0006271
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049
Interest
Rate4.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Secondary School DistrictCommunity High School District 155 (09 - 12)
Elementary School DistrictPrairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$15,590.00$203,306 (+21.94%) Land $56,534 Building $146,772$609,918 (+21.94%) Land $169,602 Building $440,316
2022Homeowner's exemption$166,732 Land $46,364 Building $120,368$500,196 Land $139,092 Building $361,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims52 (1978–2026)
Claims Outside the SFHA4 of 52
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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